Agricultural Development Bank Plc (GHSE:ADB)
Ghana · Delayed Price · Currency is GHS 5.06
0.00 (0.00%)
At close: Sep 10, 2025
GHSE:ADB Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 1,884 | 1,572 | 1,044 | 892.37 | 728.24 | 628.96 | Upgrade |
Interest Paid on Deposits | 859.36 | 848.45 | 669.64 | 470.05 | 247.91 | 213.55 | Upgrade |
Net Interest Income | 1,024 | 723.18 | 373.92 | 422.32 | 480.33 | 415.41 | Upgrade |
Net Interest Income Growth (YoY) | 142.69% | 93.41% | -11.46% | -12.08% | 15.63% | 38.43% | Upgrade |
Income From Trading Activities | 71.77 | 70.74 | 140.86 | 122.85 | 55.87 | 52.61 | Upgrade |
Gain (Loss) on Sale of Investments | -7.57 | -7.57 | 51.38 | -375.15 | - | - | Upgrade |
Other Non-Interest Income | 237.86 | 210.83 | 147.65 | 102.52 | 103.62 | 85.95 | Upgrade |
Total Non-Interest Income | 302.06 | 274 | 339.89 | -149.77 | 159.49 | 138.56 | Upgrade |
Non-Interest Income Growth (YoY) | -4.18% | -19.38% | - | - | 15.10% | 9.16% | Upgrade |
Revenues Before Loan Losses | 1,327 | 997.18 | 713.81 | 272.55 | 639.82 | 553.97 | Upgrade |
Provision for Loan Losses | 309.7 | 302.92 | 838.31 | 55.06 | 41.78 | 23.16 | Upgrade |
| 1,017 | 694.26 | -124.5 | 217.48 | 598.03 | 530.81 | Upgrade | |
Revenue Growth (YoY) | - | - | - | -63.63% | 12.67% | 29.02% | Upgrade |
Salaries and Employee Benefits | 558.19 | 494.64 | 387.98 | 336.03 | 250.28 | 233.47 | Upgrade |
Occupancy Expenses | 74.53 | 72.88 | 62.58 | 58.38 | 66.95 | 61.56 | Upgrade |
Selling, General & Administrative | - | - | - | - | 20.71 | 22.97 | Upgrade |
Other Non-Interest Expense | 366.3 | 351.83 | 284.06 | 187.43 | 134 | 115.13 | Upgrade |
Total Non-Interest Expense | 999.02 | 919.35 | 734.63 | 581.84 | 471.94 | 433.12 | Upgrade |
EBT Excluding Unusual Items | 17.79 | -225.09 | -859.13 | -364.36 | 126.1 | 97.69 | Upgrade |
Pretax Income | 17.79 | -225.09 | -859.13 | -364.36 | 126.1 | 97.69 | Upgrade |
Income Tax Expense | -167.74 | -260.15 | -30.31 | 6.92 | 44.5 | 32.29 | Upgrade |
Net Income | 185.53 | 35.06 | -828.82 | -371.28 | 81.6 | 65.4 | Upgrade |
Net Income to Common | 185.53 | 35.06 | -828.82 | -371.28 | 81.6 | 65.4 | Upgrade |
Net Income Growth | - | - | - | - | 24.77% | 341.20% | Upgrade |
Basic Shares Outstanding | 177,601 | 175,305 | 34,679 | 347 | 347 | 347 | Upgrade |
Diluted Shares Outstanding | 177,601 | 175,305 | 34,679 | 347 | 347 | 347 | Upgrade |
Shares Change (YoY) | 121.47% | 405.51% | 9895.05% | 0.00% | - | 0.64% | Upgrade |
EPS (Basic) | 0.00 | 0.00 | -0.02 | -1.07 | 0.24 | 0.19 | Upgrade |
EPS (Diluted) | 0.00 | 0.00 | -0.02 | -1.07 | 0.24 | 0.19 | Upgrade |
EPS Growth | - | - | - | - | 24.77% | 338.37% | Upgrade |
Effective Tax Rate | - | - | - | - | 35.29% | 33.05% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.