Agricultural Development Bank Plc (GHSE:ADB)
Ghana · Delayed Price · Currency is GHS 5.30
0.00 (0.00%)
At close: Aug 11, 2026
GHSE:ADB Cash Flow Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 329.45 | 367.29 | 35.06 | -828.82 | -371.28 | 81.6 |
Depreciation & Amortization | 62.31 | 64.68 | 65.32 | 55.91 | 58.38 | 53.48 |
Other Amortization | 7.17 | 7.17 | 7.56 | 6.67 | - | 13.47 |
Gain (Loss) on Sale of Assets | -0.68 | -0.48 | -0.33 | -0.16 | -0.02 | -0.26 |
Gain (Loss) on Sale of Investments | 22.44 | 22.44 | 7.57 | -51.38 | 375.15 | - |
Total Asset Writedown | -0.29 | -0.29 | - | - | - | - |
Provision for Credit Losses | 194.99 | 231.78 | 302.92 | 838.31 | 55.06 | 41.78 |
Change in Other Net Operating Assets | 151.06 | 579.2 | 392.24 | -447.53 | -935.11 | -364.09 |
Other Operating Activities | 670.25 | 419.98 | -536.57 | -159.19 | -67.54 | -46.57 |
Operating Cash Flow | 1,437 | 1,692 | 273.77 | -586.19 | -885.36 | -220.6 |
Operating Cash Flow Growth | 48.64% | 517.96% | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -14.76 | -8.85 | -12.19 | -18.03 | -31.2 | -32.79 |
Sale of Property, Plant and Equipment | 0.48 | 0.71 | 0.44 | 0.3 | 0.02 | 0.27 |
Investment in Securities | -822.35 | -361.12 | -671.55 | -289.03 | 639.68 | -619.55 |
Purchase / Sale of Intangibles | -1.2 | -1.32 | -0.62 | -2.22 | -2.07 | -2.76 |
Other Investing Activities | -7.11 | -6.79 | -10.93 | -15.09 | -5.29 | -5.2 |
Investing Cash Flow | -844.93 | -377.36 | -694.84 | -324.07 | 601.14 | -660.03 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 1,056 | 1,488 | 1,950 | 12,727 | 618.76 |
Long-Term Debt Repaid | - | -319.82 | -1,318 | -2,051 | -12,503 | -661.69 |
Net Debt Issued (Repaid) | 333.79 | 735.84 | 169.42 | -100.07 | 224.6 | -42.93 |
Issuance of Common Stock | - | - | 46.57 | - | - | - |
Net Increase (Decrease) in Deposit Accounts | 2,826 | 1,171 | 3,511 | 2,677 | 925.26 | 642.74 |
Other Financing Activities | - | - | -53.54 | - | - | - |
Financing Cash Flow | 3,159 | 1,907 | 3,674 | 2,577 | 1,150 | 599.81 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -481.17 | -495.69 | 124.37 | 6.9 | 6.21 | - |
Net Cash Flow | 3,270 | 2,726 | 3,377 | 1,673 | 871.86 | -280.82 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,422 | 1,683 | 261.58 | -604.22 | -916.56 | -253.39 |
Free Cash Flow Growth | 49.24% | 543.38% | - | - | - | - |
Free Cash Flow Margin | 100.27% | 112.86% | 37.68% | - | -421.44% | -42.37% |
Free Cash Flow Per Share | 0.87 | 1.02 | 0.16 | -1.74 | -2.64 | -0.73 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 358.78 | 601.27 | 770.23 | 644.08 | 446.51 | 240.66 |
Cash Income Tax Paid | 145.28 | 50.33 | 69.09 | 8.2 | 66.18 | 20.89 |