Agricultural Development Bank Plc (GHSE:ADB)
Ghana · Delayed Price · Currency is GHS 5.30
0.00 (0.00%)
At close: Sep 14, 2026
GHSE:ADB Balance Sheet
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 10,453 | 6,596 | 5,308 | 3,800 | 1,909 | 717.48 |
Investment Securities | 6,293 | 5,229 | 4,023 | 1,993 | 1,801 | 2,648 |
Total Investments | 6,293 | 5,229 | 4,023 | 1,993 | 1,801 | 2,648 |
Gross Loans | 2,038 | 3,894 | 4,225 | 4,295 | 3,242 | 2,745 |
Allowance for Loan Losses | - | -1,882 | -1,651 | -1,357 | - | -463.08 |
Net Loans | 2,038 | 2,012 | 2,575 | 2,938 | 3,242 | 2,282 |
Property, Plant & Equipment | 205.96 | 223.29 | 267.74 | 306.77 | 327.26 | 264.29 |
Other Intangible Assets | 5.18 | 6.25 | 12.1 | 19.04 | 20.09 | 28.03 |
Other Receivables | - | 8.53 | 105.95 | 9.05 | 10.85 | 19.58 |
Restricted Cash | 25.03 | 3,338 | 1,903 | 73.43 | - | 406.03 |
Other Current Assets | - | 45 | 61.2 | - | - | 12.54 |
Long-Term Deferred Tax Assets | 377.43 | 396.13 | 334.89 | 56.07 | 38.55 | 55.81 |
Other Long-Term Assets | 138.59 | 33.46 | 15.03 | 117.33 | 63.92 | 20.14 |
Total Assets | 19,537 | 17,888 | 14,605 | 9,313 | 7,413 | 6,454 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 41.54 | 25.77 | - | - | 15.06 |
Interest Bearing Deposits | 14,861 | 13,220 | 12,046 | 1,806 | 5,865 | 1,390 |
Non-Interest Bearing Deposits | - | - | - | 6,739 | - | 3,537 |
Total Deposits | 14,861 | 13,220 | 12,046 | 8,545 | 5,865 | 4,927 |
Current Portion of Long-Term Debt | - | 379.67 | 625.5 | 248.49 | - | - |
Current Portion of Leases | - | 1.02 | 1.5 | 40.69 | - | - |
Current Income Taxes Payable | 133.71 | 161.03 | - | - | - | 35.27 |
Other Current Liabilities | - | 15.54 | 20.58 | - | - | 1.69 |
Long-Term Debt | 1,525 | 1,375 | 304.36 | 298.82 | 588.44 | 294.56 |
Long-Term Leases | 37.63 | 57.67 | 139.17 | 123.13 | 149.63 | 162.82 |
Pension & Post-Retirement Benefits | - | 8.38 | 10.22 | - | - | 3.13 |
Other Long-Term Liabilities | 313.32 | 149.35 | 153.74 | 158.51 | 151.61 | 76.11 |
Total Liabilities | 16,871 | 15,410 | 13,327 | 9,415 | 6,755 | 5,516 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 2,147 | 2,147 | 2,147 | 698.7 | 698.7 | 698.7 |
Retained Earnings | -613.2 | -805.84 | -1,173 | -1,076 | -247.61 | 123.67 |
Comprehensive Income & Other | 1,133 | 1,137 | 304.43 | 275.44 | 207.1 | 115.89 |
Shareholders' Equity | 2,667 | 2,478 | 1,278 | -102.3 | 658.19 | 938.26 |
Total Liabilities & Equity | 19,537 | 17,888 | 14,605 | 9,313 | 7,413 | 6,454 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 1,562 | 1,814 | 1,071 | 711.13 | 738.07 | 457.38 |
Net Cash (Debt) | 8,891 | 4,782 | 4,237 | 3,089 | 1,520 | 606.32 |
Net Cash Growth | 47.08% | 12.87% | 37.17% | 103.15% | 150.77% | -28.63% |
Net Cash Per Share | 5.45 | 2.89 | 2.56 | 8.90 | 4.38 | 1.75 |
Filing Date Shares Outstanding | 1,519 | 1,653 | 1,653 | 350.52 | 346.95 | 346.95 |
Total Common Shares Outstanding | 1,519 | 1,653 | 1,653 | 350.52 | 346.95 | 346.95 |
Book Value Per Share | 1.76 | 1.50 | 0.77 | -0.29 | 1.90 | 2.70 |
Tangible Book Value | 2,661 | 2,472 | 1,266 | -121.33 | 638.1 | 910.22 |
Tangible Book Value Per Share | 1.75 | 1.50 | 0.77 | -0.35 | 1.84 | 2.62 |