GHSE:ADB Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	10,105	6,596	5,308	3,800	1,909	717.48
Investment Securities	6,513	5,229	4,023	1,993	1,801	2,648
Total Investments	6,513	5,229	4,023	1,993	1,801	2,648
Gross Loans	2,010	3,894	4,225	4,295	3,242	2,745
Allowance for Loan Losses	-	-1,882	-1,651	-1,357	-	-463.08
Net Loans	2,010	2,012	2,575	2,938	3,242	2,282
Property, Plant & Equipment	217.14	223.29	267.74	306.77	327.26	264.29
Other Intangible Assets	5.74	6.25	12.1	19.04	20.09	28.03
Other Receivables	-	8.53	105.95	9.05	10.85	19.58
Restricted Cash	34.09	3,338	1,903	73.43	-	406.03
Other Current Assets	-	45	61.2	-	-	12.54
Long-Term Deferred Tax Assets	394.86	396.13	334.89	56.07	38.55	55.81
Other Long-Term Assets	161.11	33.46	15.03	117.33	63.92	20.14
Total Assets	19,442	17,888	14,605	9,313	7,413	6,454
Accrued Expenses	-	41.54	25.77	-	-	15.06
Interest Bearing Deposits	14,967	13,220	12,046	1,806	5,865	1,390
Non-Interest Bearing Deposits	-	-	-	6,739	-	3,537
Total Deposits	14,967	13,220	12,046	8,545	5,865	4,927
Current Portion of Long-Term Debt	-	379.67	625.5	248.49	-	-
Current Portion of Leases	-	1.02	1.5	40.69	-	-
Current Income Taxes Payable	199.41	161.03	-	-	-	35.27
Other Current Liabilities	-	15.54	20.58	-	-	1.69
Long-Term Debt	1,368	1,375	304.36	298.82	588.44	294.56
Long-Term Leases	62.47	57.67	139.17	123.13	149.63	162.82
Pension & Post-Retirement Benefits	-	8.38	10.22	-	-	3.13
Other Long-Term Liabilities	265.99	149.35	153.74	158.51	151.61	76.11
Total Liabilities	16,863	15,410	13,327	9,415	6,755	5,516
Common Stock	2,147	2,147	2,147	698.7	698.7	698.7
Retained Earnings	-704.35	-805.84	-1,173	-1,076	-247.61	123.67
Comprehensive Income & Other	1,137	1,137	304.43	275.44	207.1	115.89
Shareholders' Equity	2,579	2,478	1,278	-102.3	658.19	938.26
Total Liabilities & Equity	19,442	17,888	14,605	9,313	7,413	6,454
Total Debt	1,430	1,814	1,071	711.13	738.07	457.38
Net Cash (Debt)	8,675	4,782	4,237	3,089	1,520	606.32
Net Cash Growth	59.56%	12.87%	37.17%	103.15%	150.77%	-28.63%
Net Cash Per Share	5.27	2.89	2.56	8.90	4.38	1.75
Filing Date Shares Outstanding	1,691	1,653	1,653	350.52	346.95	346.95
Total Common Shares Outstanding	1,691	1,653	1,653	350.52	346.95	346.95
Book Value Per Share	1.52	1.50	0.77	-0.29	1.90	2.70
Tangible Book Value	2,574	2,472	1,266	-121.33	638.1	910.22
Tangible Book Value Per Share	1.52	1.50	0.77	-0.35	1.84	2.62

Source: S&P Global Market Intelligence. Banks template. Financial Sources.