Enterprise Group Income Statement

Financials in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,538	1,560	1,423	1,118	910.6	838.7
Total Interest & Dividend Income	-12.04	119.56	213.49	167.41	168.63	207.47
Gain (Loss) on Sale of Investments	-7.7	-	-	-23.99	-338.19	46.02
Other Revenue	379.66	377.84	307.77	207.15	156.77	66.7
Total Revenue	1,898	2,057	1,944	1,469	897.81	1,159
Revenue Growth	-13.05%	5.82%	32.41%	63.57%	-22.53%	39.63%
Policy Benefits	969.75	1,060	903.02	538.17	513.46	644.32
Policy Acquisition & Underwriting Costs	275.35	275.35	149.47	165.12	105.07	146.97
Depreciation & Amortization	36.82	36.82	26.29	19.42	-	-
Selling, General & Administrative	31.06	20.37	19.64	16.88	198.96	246.41
Other Operating Expenses	71.81	67.49	387.52	411.77	106.88	-25.62
Total Operating Expenses	1,539	1,614	1,611	1,270	924.37	1,012
Operating Income	359.38	443.81	333.29	198.27	-26.57	146.81
Interest Expense	-17.92	-19.7	-3.65	-2.62	-5.28	-3.05
Currency Exchange Gain (Loss)	-43.45	-43.45	34.46	12.23	16.46	0.87
Other Non Operating Income (Expenses)	26.85	20.26	19.13	15.74	10.2	14.3
EBT Excluding Unusual Items	324.87	400.93	383.23	223.62	-5.18	158.93
Impairment of Goodwill	-	-	-	-	-	-11.85
Gain (Loss) on Sale of Assets	1.29	1.29	-5.41	0.89	0.15	-2.13
Asset Writedown	-22.79	-22.79	133.59	47.67	171.98	0.79
Other Unusual Items	-	-	-	1	-	-
Pretax Income	303.37	379.43	511.41	273.18	166.95	145.74
Income Tax Expense	19.38	26.61	144.92	80.04	51.47	22.89
Earnings From Continuing Ops.	283.99	352.81	366.49	193.14	115.49	122.85
Minority Interest in Earnings	-97.54	-134.66	-124.92	-76.77	-33.23	-55.24
Net Income	186.45	218.15	241.56	116.37	82.25	67.61
Net Income to Common	186.45	218.15	241.56	116.37	82.25	67.61
Net Income Growth	-30.28%	-9.69%	107.58%	41.48%	21.66%	-16.88%
Shares Outstanding (Basic)	171	171	171	171	171	171
Shares Outstanding (Diluted)	171	171	171	171	171	171
Shares Change	-0.05%	-	-	-	-	-
EPS (Basic)	1.09	1.28	1.41	0.68	0.48	0.40
EPS (Diluted)	1.09	1.28	1.41	0.68	0.48	0.40
EPS Growth	-30.25%	-9.69%	107.58%	41.57%	21.57%	-16.88%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	755.34	587.74	716.66	440.41	429.43	413.55
Free Cash Flow Per Share	4.42	3.44	4.19	2.58	2.51	2.42
Dividend Per Share	0.164	0.164	0.126	0.097	0.074	0.074
Dividend Growth	30.16%	30.16%	29.90%	31.08%	-0.54%	20.00%
Operating Margin	18.93%	21.57%	17.14%	13.50%	-2.96%	12.67%
Profit Margin	9.82%	10.60%	12.42%	7.92%	9.16%	5.83%
Free Cash Flow Margin	39.79%	28.57%	36.86%	29.99%	47.83%	35.69%
EBITDA	383.76	466.95	351.48	216.11	-11.52	159.9
EBITDA Margin	20.22%	22.70%	18.08%	14.72%	-1.28%	13.80%
D&A For EBITDA	24.38	23.14	18.19	17.84	15.05	13.09
EBIT	359.38	443.81	333.29	198.27	-26.57	146.81
EBIT Margin	18.93%	21.57%	17.14%	13.50%	-2.96%	12.67%
Effective Tax Rate	6.39%	7.01%	28.34%	29.30%	30.83%	15.71%