First Atlantic Bank PLC (GHSE:FAB)

First Atlantic Bank Income Statement

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	1,471	1,431	878.49	847.59	571.96	385.71
Interest Paid on Deposits	415.1	468.01	302.4	185	159.46	86.96
Net Interest Income	1,056	962.65	576.09	662.59	412.5	298.75
Net Interest Income Growth	91.58%	67.10%	-13.05%	60.63%	38.07%	51.16%
Income From Trading Activities	141.28	160.28	335.65	254.85	6.85	33.6
Gain (Loss) on Sale of Assets	2.48	2.48	0.74	0.36	1.83	0.35
Other Non-Interest Income	232.3	177.01	181.95	127.22	95.41	57.19
Total Non-Interest Income	376.06	339.76	518.35	382.44	104.09	91.14
Non-Interest Income Growth	-31.91%	-34.45%	35.54%	267.41%	14.21%	-18.88%
Revenues Before Loan Losses	1,432	1,302	1,094	1,045	516.59	389.89
Provision for Loan Losses	120.5	79.6	38.53	366.43	229.82	17.81
Revenue	1,311	1,223	1,056	678.6	286.76	372.08
Revenue Growth	14.77%	15.81%	55.60%	136.64%	-22.93%	34.09%
Salaries and Employee Benefits	260.59	259.25	257.06	145.84	112.95	102.73
Occupancy Expenses	67.97	59.56	45.5	32.32	22.29	23.02
Selling, General & Administrative	17.38	17.38	16.49	12.65	22.67	16.16
Other Non-Interest Expense	309.87	254.69	251.22	197.31	109.37	89.23
Total Non-Interest Expense	654.7	590.17	569.89	387.89	266.97	230.92
EBT Excluding Unusual Items	656.68	632.65	486.02	290.7	19.79	141.16
Other Unusual Items	-	-	-	-	-	1.05
Pretax Income	656.68	632.65	486.02	290.7	19.79	142.21
Income Tax Expense	156.31	149.78	148.91	0.11	19.95	25.86
Earnings From Continuing Operations	500.37	482.87	337.11	290.6	-0.16	116.36
Minority Interest in Earnings	-0.87	-0.38	-0.19	0.14	-	-
Net Income	499.5	482.49	336.92	290.73	-0.16	116.36
Net Income to Common	499.5	482.49	336.92	290.73	-0.16	116.36
Net Income Growth	36.61%	43.21%	15.88%	-	-	35.59%
Basic Shares Outstanding	-	339	336	334	334	334
Diluted Shares Outstanding	-	339	336	334	334	334
Shares Change	-	1.06%	0.42%	-	-	3.69%
EPS (Basic)	-	1.42	1.00	0.87	-0.00	0.35
EPS (Diluted)	-	1.42	1.00	0.87	-0.00	0.35
EPS Growth	-	42.27%	14.94%	-	-	30.74%
Dividend Per Share	0.290	0.290	0.220	-	-	0.117
Dividend Growth	31.82%	31.82%	-	-	-	-
Effective Tax Rate	23.80%	23.67%	30.64%	0.04%	100.80%	18.18%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 4, 2026

Data Sources Report a data error