Standard Chartered Bank Ghana PLC (GHSE:SCB)
Ghana · Delayed Price · Currency is GHS 65.41
0.00 (0.00%)
At close: Aug 11, 2026
GHSE:SCB Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 983.14 | 1,132 | 1,602 | 1,422 | 1,009 | 819.93 |
Interest Paid on Deposits | 123.02 | 127.85 | 198.42 | 155.2 | 201.12 | 192.43 |
Net Interest Income | 860.11 | 1,004 | 1,404 | 1,266 | 807.79 | 627.5 |
Net Interest Income Growth | -28.20% | -28.49% | 10.86% | 56.78% | 28.73% | -2.03% |
Income From Trading Activities | 584.84 | 555.11 | 149.42 | 141.09 | 239.39 | 268.5 |
Gain (Loss) on Sale of Assets | - | - | - | 36.79 | 1.9 | - |
Gain (Loss) on Sale of Investments | -28.84 | -28.84 | 62.69 | -47.96 | -602.09 | -8.51 |
Other Non-Interest Income | 259.15 | 283.76 | 253.78 | 196.69 | 174.47 | 155.47 |
Total Non-Interest Income | 815.16 | 810.03 | 465.89 | 326.6 | -186.33 | 415.47 |
Non-Interest Income Growth | 26.48% | 73.87% | 42.65% | - | - | 8.70% |
Revenues Before Loan Losses | 1,675 | 1,814 | 1,870 | 1,593 | 621.46 | 1,043 |
Provision for Loan Losses | -186.08 | -66.11 | 138.88 | -253.88 | 506.44 | -14.4 |
| 1,861 | 1,880 | 1,731 | 1,847 | 115.02 | 1,057 | |
Revenue Growth | 11.93% | 8.61% | -6.28% | 1505.72% | -89.12% | 9.75% |
Salaries and Employee Benefits | 580.4 | 567.27 | 493.91 | 395.05 | 299.42 | 245.46 |
Occupancy Expenses | 37.38 | 39.3 | 49.07 | 43.13 | 33.09 | 34.61 |
Selling, General & Administrative | 12.91 | 12.91 | 13.84 | 11.5 | 8.15 | 9.41 |
Other Non-Interest Expense | 182.53 | 188.93 | 138.38 | 114.24 | 77.87 | 125.27 |
Total Non-Interest Expense | 813.22 | 808.41 | 695.2 | 563.91 | 418.53 | 414.75 |
EBT Excluding Unusual Items | 1,048 | 1,072 | 1,036 | 1,283 | -303.51 | 642.61 |
Asset Writedown | 0.21 | 0.21 | -4.72 | 14.4 | -50.25 | - |
Other Unusual Items | 0.03 | 0.03 | - | 2.56 | -8.58 | - |
Pretax Income | 1,011 | 1,034 | 1,022 | 1,282 | -381.04 | 633.3 |
Income Tax Expense | 176.76 | 230.23 | 306.01 | 462.34 | -83.26 | 196.37 |
Earnings From Continuing Operations | 834.15 | 804.21 | 716.15 | 819.73 | -297.78 | 436.93 |
Net Income | 834.15 | 804.21 | 716.15 | 819.73 | -297.78 | 436.93 |
Preferred Dividends & Other Adjustments | - | - | - | - | -0.04 | 1.47 |
Net Income to Common | 834.15 | 804.21 | 716.15 | 819.73 | -297.74 | 435.47 |
Net Income Growth | 36.03% | 12.30% | -12.64% | - | - | -8.96% |
Basic Shares Outstanding | 135 | 135 | 135 | 135 | 135 | 135 |
Diluted Shares Outstanding | 135 | 135 | 135 | 135 | 135 | 135 |
Shares Change | -0.08% | - | - | -0.07% | 0.07% | -0.26% |
EPS (Basic) | 6.19 | 5.97 | 5.31 | 6.08 | -2.21 | 3.23 |
EPS (Diluted) | 6.19 | 5.97 | 5.31 | 6.08 | -2.21 | 3.23 |
EPS Growth | 36.27% | 12.39% | -12.66% | - | - | -8.76% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | - | 1.670 | 2.950 | - | 1.840 |
Dividend Growth | - | - | -43.39% | - | - | 5.75% |
Effective Tax Rate | 17.48% | 22.26% | 29.94% | 36.06% | - | 31.01% |