Societe Generale Ghana PLC (GHSE:SOGEGH)

Societe Generale Ghana Income Statement

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	1,069	1,410	1,357	1,089	659.5	510.99
Interest Paid on Deposits	180.87	222.7	234.15	215.49	134.93	109.99
Net Interest Income	888.05	1,187	1,123	873.41	524.57	401
Net Interest Income Growth	-28.03%	5.73%	28.58%	66.50%	30.81%	-1.04%
Income From Trading Activities	85.77	122.25	59.93	103.59	95.73	40.79
Gain (Loss) on Sale of Assets	0.01	0.01	0.44	-	-	-
Other Non-Interest Income	143.51	46.36	272.12	260.83	181.28	194.5
Total Non-Interest Income	229.29	168.62	332.48	364.42	277.02	235.29
Non-Interest Income Growth	-3.70%	-49.28%	-8.76%	31.55%	17.73%	63.70%
Revenues Before Loan Losses	1,117	1,356	1,456	1,238	801.58	636.29
Provision for Loan Losses	26.49	-33.64	103.27	99.21	284.74	33.41
Revenue	1,091	1,390	1,352	1,139	516.84	602.89
Revenue Growth	-28.27%	2.77%	18.77%	120.30%	-14.27%	16.93%
Salaries and Employee Benefits	312.56	275.64	244.69	216.59	171.62	131.6
Occupancy Expenses	142.99	126.49	71.06	53.99	39.43	34.81
Selling, General & Administrative	10.69	10.69	8.46	8.33	2.82	4.51
Other Non-Interest Expense	307.68	362.09	189.68	198.11	134.59	146.09
Total Non-Interest Expense	773.93	774.91	513.88	477.03	348.46	317
EBT Excluding Unusual Items	316.92	614.76	838.4	661.59	168.38	285.89
Pretax Income	316.92	614.76	838.4	661.59	168.38	281.97
Income Tax Expense	114.22	217.76	287.1	236.79	59.54	97.64
Earnings From Continuing Operations	202.7	397	551.3	424.8	108.84	184.33
Net Income	202.7	397	551.3	424.8	108.84	184.33
Net Income to Common	202.7	397	551.3	424.8	108.84	184.33
Net Income Growth	-67.37%	-27.99%	29.78%	290.30%	-40.95%	19.53%
Basic Shares Outstanding	-	709	709	709	709	709
Diluted Shares Outstanding	-	709	709	709	709	709
Shares Change	-	-	-	-	-	-
EPS (Basic)	-	0.56	0.78	0.60	0.15	0.26
EPS (Diluted)	-	0.56	0.78	0.60	0.15	0.26
EPS Growth	-	-27.95%	29.72%	291.51%	-41.14%	19.79%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.240	0.240	0.340	-	-	0.068
Dividend Growth	-29.41%	-29.41%	-	-	-	-
Effective Tax Rate	36.04%	35.42%	34.24%	35.79%	35.36%	34.63%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 24, 2026

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