Trust Bank Cash Flow Statement

Financials in millions GMD. Fiscal year is January - December.

Millions GMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	363.93	340.05	258.91	248.56	153.16
Depreciation & Amortization	101.6	75.33	62.61	58.58	55.75
Other Amortization	-	19.48	15.97	17.08	19.41
Gain (Loss) on Sale of Assets	-0.25	-0.59	-0.5	-0.84	-3.36
Gain (Loss) on Sale of Investments	8.77	-2.81	-	-	-2.34
Total Asset Writedown	-	3.06	0.54	4.2	6.48
Provision for Credit Losses	-	62.41	52.98	36.99	2.52
Change in Trading Asset Securities	811.25	-1,613	-495	986.18	84.62
Change in Other Net Operating Assets	1,054	-780.99	108.39	-2,173	-600.74
Other Operating Activities	-44.09	0.27	14.6	6.95	-31.87
Operating Cash Flow	2,296	-1,897	18.49	-815.36	-316.39
Capital Expenditures	-180.66	-142.24	-187.22	-84.36	-36.38
Sale of Property, Plant and Equipment	0.25	1.49	1.88	1.63	10.57
Investment in Securities	-	-	-	-	-11.33
Purchase / Sale of Intangibles	-	-9.57	-23.77	-5.54	-23.27
Other Investing Activities	-	8.87	-14.95	-	-
Investing Cash Flow	-180.41	-141.43	-224.06	-88.27	-60.41
Common Dividends Paid	-180	-149.66	-118.58	-149.95	-99.97
Net Increase (Decrease) in Deposit Accounts	1,931	653.78	872.51	306.5	1,095
Financing Cash Flow	1,751	504.12	753.92	156.55	995.13
Foreign Exchange Rate Adjustments	12.67	-	-	-	-
Net Cash Flow	3,879	-1,534	548.36	-747.08	618.34
Free Cash Flow	2,115	-2,039	-168.73	-899.72	-352.76
Free Cash Flow Margin	152.99%	-162.80%	-16.61%	-98.34%	-52.02%
Free Cash Flow Per Share	5.29	-10.20	-0.84	-4.50	-1.76
Cash Interest Paid	240.09	176.76	102.28	46.46	83.82
Cash Income Tax Paid	166.02	124.02	90.88	91.55	58.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.