Trust Bank Limited (GHSE:TBL)
Ghana · Delayed Price · Currency is GHS 1.320
+0.050 (3.94%)
At close: Aug 26, 2026
Trust Bank Cash Flow Statement
Financials in millions GMD. Fiscal year is January - December.
Millions GMD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 297.93 | 350.44 | 340.05 | 258.91 | 248.56 | 153.16 |
Depreciation & Amortization | 100.87 | 83.24 | 75.33 | 62.61 | 58.58 | 55.75 |
Other Amortization | 30.37 | 30.37 | 19.48 | 15.97 | 17.08 | 19.41 |
Gain (Loss) on Sale of Assets | -980.13 | -0.14 | -0.59 | -0.5 | -0.84 | -3.36 |
Gain (Loss) on Sale of Investments | 57.76 | - | -2.81 | - | - | -2.34 |
Total Asset Writedown | - | - | 3.06 | 0.54 | 4.2 | 6.48 |
Provision for Credit Losses | -15.52 | -15.52 | 62.41 | 52.98 | 36.99 | 2.52 |
Change in Trading Asset Securities | 668.51 | 668.51 | -1,613 | -495 | 986.18 | 84.62 |
Change in Other Net Operating Assets | -200.45 | 1,113 | -780.99 | 108.39 | -2,173 | -600.74 |
Other Operating Activities | -89.84 | -48.93 | 0.27 | 14.6 | 6.95 | -31.87 |
Operating Cash Flow | -130.5 | 2,181 | -1,897 | 18.49 | -815.36 | -316.39 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -99.58 | -173.48 | -142.24 | -187.22 | -84.36 | -36.38 |
Sale of Property, Plant and Equipment | 0.41 | 0.34 | 1.49 | 1.88 | 1.63 | 10.57 |
Investment in Securities | - | - | 8.87 | - | - | -11.33 |
Purchase / Sale of Intangibles | -22.5 | -22.5 | -9.57 | -23.77 | -5.54 | -23.27 |
Other Investing Activities | - | - | - | -14.95 | - | - |
Investing Cash Flow | -121.66 | -195.64 | -141.43 | -224.06 | -88.27 | -60.41 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Dividends Paid | -179.94 | -179.94 | -149.66 | -118.58 | -149.95 | -99.97 |
Net Increase (Decrease) in Deposit Accounts | 146.83 | 2,083 | 653.78 | 872.51 | 306.5 | 1,095 |
Financing Cash Flow | -33.11 | 1,903 | 504.12 | 753.92 | 156.55 | 995.13 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -281.33 | 3,888 | -1,534 | 548.36 | -747.08 | 618.34 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -230.08 | 2,007 | -2,039 | -168.73 | -899.72 | -352.76 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -16.31% | 141.60% | -162.80% | -16.61% | -98.34% | -52.02% |
Free Cash Flow Per Share | -0.58 | 5.02 | -5.10 | -0.84 | -4.50 | -1.76 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 217.67 | 254.41 | 176.76 | 102.28 | 46.46 | 83.82 |
Cash Income Tax Paid | 208.17 | 190.62 | 124.02 | 90.88 | 91.55 | 58.48 |