Trust Bank Income Statement

Financials in millions GMD. Fiscal year is January - December.

Millions GMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,325	1,366	1,125	819.88	666.31	529.81
Interest Paid on Deposits	221.91	255.52	177.86	102.66	46.8	84.13
Net Interest Income	1,103	1,111	946.79	717.23	619.51	445.68
Net Interest Income Growth (YoY)	16.48%	17.30%	32.01%	15.77%	39.01%	5.63%
Income From Trading Activities	32.6	42.97	39.59	54.74	87.28	57.32
Gain (Loss) on Sale of Assets	-	0.14	0.59	0.5	0.84	3.36
Gain (Loss) on Sale of Investments	-	-	2.91	-	-	-
Other Non-Interest Income	272.06	248.44	324.99	296.59	244.3	171.88
Total Non-Interest Income	304.66	291.55	368.08	351.82	332.41	232.57
Non-Interest Income Growth (YoY)	-17.23%	-20.79%	4.62%	5.84%	42.93%	18.13%
Revenues Before Loan Losses	1,407	1,402	1,315	1,069	951.93	678.24
Provision for Loan Losses	94.24	-15.52	62.41	52.98	36.99	0.18
Revenue	1,313	1,418	1,252	1,016	914.93	678.06
Revenue Growth (YoY)	4.85%	13.19%	23.27%	11.05%	34.93%	10.38%
Salaries and Employee Benefits	407.66	412.66	363.79	285.63	253.6	207.8
Occupancy Expenses	110.5	113.61	94.81	78.57	75.65	75.16
Selling, General & Administrative	-	20.46	29.76	12.74	11.06	6.31
Other Non-Interest Expense	403.24	379.87	300.87	275.12	227.91	209.34
Total Non-Interest Expense	921.4	926.59	789.22	652.06	568.22	498.61
EBT Excluding Unusual Items	391.84	491.02	463.24	364.01	346.72	179.45
Pretax Income	391.84	491.02	463.24	364.01	346.72	179.45
Income Tax Expense	105.79	140.58	123.19	105.1	98.16	36.03
Earnings From Continuing Operations	286.04	350.44	340.05	258.91	248.56	143.42
Minority Interest in Earnings	-	-	-	-	-	9.73
Net Income	286.04	350.44	340.05	258.91	248.56	153.16
Preferred Dividends & Other Adjustments	-	-	-	-	0.31	3.57
Net Income to Common	286.04	350.44	340.05	258.91	248.25	149.59
Net Income Growth	-15.88%	3.05%	31.34%	4.16%	62.29%	39.29%
Basic Shares Outstanding	401	400	400	200	200	200
Diluted Shares Outstanding	401	400	400	200	200	200
Shares Change (YoY)	0.37%	-	100.00%	-	-	-
EPS (Basic)	0.71	0.88	0.85	1.29	1.24	0.75
EPS (Diluted)	0.71	0.88	0.37	1.29	0.75	0.75
EPS Growth	90.51%	134.27%	-71.01%	72.48%	-	48.42%
Dividend Per Share	-	0.950	0.850	0.750	0.750	0.550
Dividend Growth	-	11.77%	13.33%	-	36.36%	37.50%
Effective Tax Rate	27.00%	28.63%	26.59%	28.87%	28.31%	20.08%