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Trust Bank Limited (GHSE:TBL)
Ghana flag Ghana · Delayed Price · Currency is GHS
1.200
0.00 (0.00%)
At close: Jul 31, 2026

Trust Bank Financials Overview

Millions GMD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,4111,4181,2521,016914.93678.06
Revenue Growth
1.71%13.19%23.27%11.05%34.93%10.38%
Net Income
297.93350.44340.05258.91248.25149.59
Earnings Per Share
0.750.880.371.290.750.75
EPS Growth
-65.61%134.27%-71.01%72.48%0%48.42%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,1863,821563.12,0012,8173,564
Total Debt
6.036.03409.223.823.4450.16
Net Cash (Debt)
4,1803,814153.871,9972,8143,514
Net Cash Growth
-2378.98%-92.30%-29.02%-19.93%-40.40%
Net Cash Per Share
10.469.540.389.9914.0717.57

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-130.52,181-1,89718.49-815.36-316.39
Capital Expenditures
-99.58-173.48-142.24-187.22-84.36-36.38
Free Cash Flow
-230.082,007-2,039-168.73-899.72-352.76
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
21.12%24.72%27.15%25.48%27.13%22.06%
FCF Margin
-16.31%141.60%-162.80%-16.61%-98.34%-52.02%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1470.9500.8500.7500.7500.550
Dividend Per Share Growth
-22.01%11.77%13.33%0%36.36%37.50%
Dividend Yield
12.27%11.66%25.54%22.35%23.04%41.17%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.459.692.393.574.103.96
P/FCF Ratio
-1.69----
PS Ratio
2.212.400.650.911.110.88