Trust Bank Limited (GHSE:TBL)

Trust Bank Statistics

Total Valuation

Trust Bank has a market cap or net worth of GHS 440.00 million.

Market Cap	440.00M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, October 20, 2025.

Earnings Date	Oct 20, 2025
Ex-Dividend Date	Jul 11, 2025

Share Statistics

Trust Bank has 400.00 million shares outstanding. The number of shares has increased by 4,999.45% in one year.

Current Share Class	400.00M
Shares Outstanding	400.00M
Shares Change (YoY)	+4,999.45%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.65%
Owned by Institutions (%)	11.06%
Float	341.02M

Valuation Ratios

The trailing PE ratio is 3.49.

PE Ratio	3.49
Forward PE	n/a
PS Ratio	2.12
PB Ratio	1.70
P/TBV Ratio	1.73
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.00
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	507,128
Profits Per Employee	156,170
Employee Count	409
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Trust Bank has paid 23.25 million in taxes.

Income Tax	23.25M
Effective Tax Rate	26.69%

Stock Price Statistics

The stock price has increased by +34.15% in the last 52 weeks. The beta is 0.32, so Trust Bank's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+34.15%
50-Day Moving Average	0.58
200-Day Moving Average	0.36
Relative Strength Index (RSI)	99.08
Average Volume (20 Days)	1,854

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Trust Bank had revenue of GHS 207.42 million and earned 63.87 million in profits. Earnings per share was 0.32.

Revenue	207.42M
Gross Profit	207.42M
Operating Income	87.12M
Pretax Income	87.12M
Net Income	63.87M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.32

Balance Sheet

The company has 446.23 million in cash and 710,820 in debt, giving a net cash position of 445.52 million or 1.11 per share.

Cash & Cash Equivalents	446.23M
Total Debt	710,820
Net Cash	445.52M
Net Cash Per Share	1.11
Equity (Book Value)	258.48M
Book Value Per Share	0.65
Working Capital	-1.20B

Cash Flow

In the last 12 months, operating cash flow was -307.20 million and capital expenditures -24.40 million, giving a free cash flow of -331.60 million.

Operating Cash Flow	-307.20M
Capital Expenditures	-24.40M
Free Cash Flow	-331.60M
FCF Per Share	-0.83

Margins

Gross Margin	n/a
Operating Margin	42.00%
Pretax Margin	42.00%
Profit Margin	30.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.13, which amounts to a dividend yield of 11.38%.

Dividend Per Share	0.13
Dividend Yield	11.38%
Dividend Growth (YoY)	-5.19%
Years of Dividend Growth	1
Payout Ratio	13.48%
Buyback Yield	-4,999.45%
Shareholder Yield	-4,988.07%
Earnings Yield	14.52%
FCF Yield	-75.36%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 22, 2011. It was a forward split with a ratio of 3.33.

Last Split Date	Aug 22, 2011
Split Type	Forward
Split Ratio	3.33

Scores

Altman Z-Score	n/a
Piotroski F-Score	1