HAM:DFV Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	128.1	119.12	110.72	87.43	61.9
Total Interest & Dividend Income	9.05	5.31	3.79	2	1.31
Gain (Loss) on Sale of Investments	-0.69	-	-3.9	8.78	-0.45
Other Revenue	1.07	0.06	-	0.95	0.33
Total Revenue	137.52	124.49	110.6	99.16	63.09
Revenue Growth (YoY)	10.47%	12.55%	11.54%	57.18%	8.03%
Policy Benefits	49.43	49.1	102.67	58.29	39.54
Policy Acquisition & Underwriting Costs	-4.55	-2.38	-	-	-
Selling, General & Administrative	42.46	37.74	-	37.59	30.19
Other Operating Expenses	-25.24	-0.52	-0.28	3.02	2.99
Reinsurance Income or Expense	-4.5	-6.55	-	-	-
Total Operating Expenses	66.6	90.49	102.38	98.91	72.72
Operating Income	70.92	34	8.22	0.25	-9.63
Interest Expense	-	-	-	-1.14	-0.95
Currency Exchange Gain (Loss)	-	-	-	0.06	-
Other Non Operating Income (Expenses)	-70.91	-26.46	-1.96	-	-0
EBT Excluding Unusual Items	0.01	7.54	6.27	-0.82	-10.58
Other Unusual Items	-11.8	-	-	-	-
Pretax Income	-11.79	7.54	6.27	-0.82	-10.58
Income Tax Expense	7.48	1.93	2.42	0.87	-3.15
Earnings From Continuing Ops.	-19.27	5.61	3.85	-1.7	-7.43
Minority Interest in Earnings	-	-	0.01	-	-
Net Income	-19.27	5.61	3.86	-1.7	-7.43
Net Income to Common	-19.27	5.61	3.86	-1.7	-7.43
Net Income Growth	-	45.30%	-	-	-
Shares Outstanding (Basic)	15	15	15	15	14
Shares Outstanding (Diluted)	15	15	15	15	14
Shares Change (YoY)	-	-	-	4.93%	5.46%
EPS (Basic)	-1.32	0.38	0.26	-0.12	-0.53
EPS (Diluted)	-1.32	0.38	0.26	-0.12	-0.53
EPS Growth	-	45.30%	-	-	-
Free Cash Flow	6.34	-3.04	34.19	14.59	18.56
Free Cash Flow Per Share	0.43	-0.21	2.34	1.00	1.33
Operating Margin	51.57%	27.31%	7.43%	0.26%	-15.26%
Profit Margin	-14.01%	4.51%	3.49%	-1.71%	-11.78%
Free Cash Flow Margin	4.61%	-2.44%	30.91%	14.72%	29.42%
EBITDA	76.6	35.16	8.82	1.91	-8.09
EBITDA Margin	55.71%	28.24%	7.98%	1.92%	-12.82%
D&A For EBITDA	5.69	1.16	0.6	1.65	1.54
EBIT	70.92	34	8.22	0.25	-9.63
EBIT Margin	51.57%	27.31%	7.43%	0.26%	-15.26%
Effective Tax Rate	-	25.57%	38.54%	-	-
Revenue as Reported	-	-	-	99.22	63.09

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.