Alisa Pankki Oyj Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	12.26	15.08	14.76	9.05	2.65
Net Interest Income Growth	-18.65%	2.15%	63.01%	241.75%	1224.50%
Non-Interest Income	4.05	3.73	3.73	2.7	9.04
Non-Interest Income Growth	8.60%	0.08%	38.23%	-70.15%	-88.68%
Revenues Before Loan Losses	14.91	16.99	16.7	10.24	7.19
Revenue	14.91	16.99	16.7	10.24	7.19
Revenue Growth (YoY)	-12.23%	1.74%	63.11%	42.45%	-90.97%
Compensation Expenses	6.89	6.3	5.48	5.38	3.25
Selling, General & Admin	4.34	4.91	4.51	4.49	2.65
Other Non-Interest Expenses	2.47	1.57	1.4	1.74	0.77
Total Non-Interest Expense	13.7	12.78	11.4	11.6	6.66
Pretax Income	-2.09	-1.32	-0.14	-9.68	-1.46
Provision for Income Taxes	0.01	-0.11	-0	0.9	0.1
Net Income	-2.11	-1.2	-0.14	-10.59	-1.57
Net Income to Common	-2.11	-1.2	-0.14	-10.59	-1.56
Shares Outstanding (Basic)	150	125	88	77	43
Shares Outstanding (Diluted)	150	125	88	77	43
Shares Change (YoY)	19.72%	41.88%	14.70%	78.92%	188.91%
EPS (Basic)	-0.01	-0.01	-	-0.14	-0.04
EPS (Diluted)	-0.01	-0.01	-	-0.14	-0.04
Free Cash Flow	-68.63	170.32	9.14	114.44	6.11
Free Cash Flow Growth	-	1763.91%	-92.02%	1772.67%	-86.20%
Free Cash Flow Per Share	-0.46	1.36	0.10	1.49	0.14
Profit Margin	-14.12%	-7.09%	-0.82%	-103.38%	-21.77%
FCF Margin	-460.20%	1002.44%	54.72%	1117.68%	85.02%
Effective Tax Rate	-0.57%	8.58%	2.14%	-9.30%	-6.90%