United Bankers Oyj (HEL:UNITED)

United Bankers Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Trading Asset Securities	23.65	24.61	9.46	9.86	9.46
Accounts Receivable	17.77	5.73	7.15	6.93	14.49
Other Receivables	10.37	15.88	11.24	10.93	15.24
Property, Plant & Equipment	3.74	2.06	2.9	2.67	3.1
Goodwill	15.59	15.59	15.59	15.59	15.59
Other Intangible Assets	5.35	6.58	6.1	5.1	4.28
Long-Term Deferred Tax Assets	0.01	0	0	0	0
Other Long-Term Assets	22.1	18.03	23.68	20.48	16.01
Total Assets	98.59	88.48	76.12	71.57	78.16
Accounts Payable	18.13	5.75	7.15	6.96	14.51
Accrued Expenses	10.56	15.97	10.24	9.64	10.26
Current Portion of Long-Term Debt	-	-	-	-	2
Current Portion of Leases	0.59	0.63	0.61	0.54	0.52
Long-Term Leases	2.61	0.65	1.28	1.71	2.25
Long-Term Deferred Tax Liabilities	2.32	1.81	3.02	2.49	1.35
Other Long-Term Liabilities	2.21	2.1	2.01	2.01	2.71
Total Liabilities	36.88	26.98	24.55	23.51	33.83
Common Stock	5.46	5.46	5.46	5.46	5.46
Retained Earnings	35.52	35.33	22.76	17.63	16.67
Comprehensive Income & Other	20.39	20.39	22.9	24.61	21.37
Total Common Equity	61.38	61.18	51.13	47.7	43.51
Minority Interest	0.33	0.32	0.45	0.36	0.83
Shareholders' Equity	61.71	61.5	51.57	48.06	44.34
Total Liabilities & Equity	98.59	88.48	76.12	71.57	78.16
Total Debt	3.2	1.28	1.9	2.25	4.77
Net Cash (Debt)	20.46	23.33	7.56	7.62	4.69
Net Cash Growth	-12.30%	208.41%	-0.72%	62.40%	-16.83%
Net Cash Per Share	1.87	2.12	0.70	0.71	0.45
Filing Date Shares Outstanding	10.89	10.93	10.75	10.63	10.38
Total Common Shares Outstanding	10.89	10.93	10.75	10.63	10.38
Working Capital	22.05	23.8	9.61	10.42	11.66
Book Value Per Share	5.64	5.60	4.75	4.49	4.19
Tangible Book Value	40.44	39.01	29.43	27	23.63
Tangible Book Value Per Share	3.71	3.57	2.74	2.54	2.28

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.