United Bankers Oyj (HEL:UNITED)
Finland · Delayed Price · Currency is EUR 24.70
+0.10 (0.41%)
Sep 2, 2026, 5:43 PM EET
United Bankers Oyj Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 11.98 | 12.93 | 18.04 | 13.29 | 12.54 | 10.35 |
Depreciation & Amortization, Total | 3.02 | 3.08 | 2.73 | 2.21 | 1.92 | 1.84 |
Other Operating Activities | -4.59 | -8.71 | 10.32 | -2.53 | -4.26 | 0.8 |
Operating Cash Flow | 10.41 | 7.31 | 31.09 | 12.97 | 10.2 | 13.09 |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.86 | -0.99 | -2.38 | -3.25 | -2.32 | -1.49 |
Cash Acquisitions | -12.25 | -0.36 | - | - | -0.05 | -0.12 |
Investment in Securities | 4.92 | 0.88 | -15.27 | 1.05 | -0.65 | -0.75 |
Other Investing Activities | 0.11 | 0.09 | 0.18 | 0.09 | 0.08 | 0.09 |
Investing Cash Flow | -8.08 | -0.38 | -17.47 | -2.1 | -2.94 | -2.26 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 0.81 | - | - |
Long-Term Debt Issued | - | - | - | - | - | 1.14 |
Total Debt Issued | 11.62 | - | - | 0.81 | - | 1.14 |
Short-Term Debt Repaid | - | - | - | -0.81 | - | - |
Long-Term Debt Repaid | - | -0.66 | -0.65 | -0.58 | -2.58 | -1.65 |
Total Debt Repaid | -0.66 | -0.66 | -0.65 | -1.39 | -2.58 | -1.65 |
Net Debt Issued (Repaid) | 10.96 | -0.66 | -0.65 | -0.58 | -2.58 | -0.51 |
Issuance of Common Stock | 0.11 | 0.11 | 2.96 | - | 0.01 | - |
Repurchase of Common Stock | -0.63 | -1.04 | -0.58 | -0.3 | -0.34 | -0.5 |
Common Dividends Paid | -12.32 | -12.01 | -10.86 | -9.69 | -8.31 | -5.31 |
Other Financing Activities | -0.17 | -0.29 | -0.52 | -0.46 | -0.86 | -0.32 |
Financing Cash Flow | -2.04 | -13.89 | -9.65 | -11.02 | -12.08 | -6.64 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 0.3 | -6.96 | 3.98 | -0.15 | -4.83 | 4.2 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.56 | 6.32 | 28.72 | 9.73 | 7.88 | 11.59 |
Free Cash Flow Growth | -4.32% | -77.99% | 195.29% | 23.48% | -32.06% | 50.06% |
Free Cash Flow Margin | 16.49% | 11.19% | 47.33% | 19.14% | 16.28% | 26.52% |
Free Cash Flow Per Share | 0.86 | 0.58 | 2.62 | 0.90 | 0.73 | 1.10 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 0.41 | 0.55 | 1.39 | 1.27 | 0.12 | 0.12 |
Cash Income Tax Paid | 3.22 | 6.71 | 2.92 | 1.98 | 4.43 | 2.53 |