United Bankers Oyj (HEL: UNITED)

United Bankers Oyj Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	2023	2022	2021	2020	2019
Period Ending	Aug 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	206	155	150	147	111	92
Market Cap Growth	31.16%	3.25%	1.71%	32.48%	21.57%	45.70%
Last Close Price	18.80	13.97	12.39	12.25	8.88	6.92
PE Ratio	11.24	11.36	10.68	12.50	15.05	16.09
PS Ratio	3.44	3.05	3.10	3.37	3.27	2.83
PB Ratio	3.84	3.00	3.12	3.33	2.85	2.47
P/FCF Ratio	7.73	15.92	19.04	12.72	14.41	15.63
P/OCF Ratio	6.57	11.94	14.71	11.27	12.57	13.87
Debt / Equity Ratio	-	0.04	0.05	0.11	0.08	0.12
Debt / FCF Ratio	-	0.19	0.29	0.41	0.39	0.73
Asset Turnover	0.77	0.69	0.65	0.64	0.56	0.57
Quick Ratio	0.83	1.53	1.60	1.42	1.58	1.34
Current Ratio	0.83	1.53	1.60	1.42	1.58	1.34
Return on Equity (ROE)	38.95%	27.78%	27.86%	26.88%	17.13%	13.10%
Return on Assets (ROA)	24.79%	18.74%	17.19%	16.42%	10.81%	7.72%
Earnings Yield	8.89%	8.58%	8.36%	7.02%	5.60%	4.83%
FCF Yield	12.93%	6.28%	5.25%	7.86%	6.94%	6.40%
Dividend Yield	5.32%	7.16%	7.26%	5.71%	5.74%	6.22%
Payout Ratio	38.40%	72.89%	66.30%	51.31%	71.99%	89.46%
Buyback Yield / Dilution	-0.41%	-0.00%	-2.60%	-0.12%	-3.28%	-2.01%
Total Shareholder Return	4.91%	7.15%	4.67%	5.60%	2.47%	4.21%

Source: S&P Capital IQ. Capital Markets template. Financial Sources.