United Bankers Oyj (HEL: UNITED)

United Bankers Oyj Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 22, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	199	155	150	147	111	92
Market Cap Growth	31.16%	3.25%	1.71%	32.48%	21.57%	45.70%
Last Close Price	18.20	13.63	12.09	11.95	8.66	6.75
PE Ratio	10.89	11.65	11.96	14.25	17.85	20.71
PS Ratio	3.33	3.05	3.10	3.37	3.27	2.83
PB Ratio	3.71	3.00	3.12	3.33	2.85	2.47
P/FCF Ratio	7.48	15.92	19.04	12.72	14.41	15.63
P/OCF Ratio	6.57	11.94	14.71	11.27	12.57	13.87
Debt / Equity Ratio	-	0.04	0.05	0.11	0.08	0.12
Debt / FCF Ratio	-	0.19	0.29	0.41	0.39	0.73
Asset Turnover	0.77	0.69	0.65	0.64	0.56	0.57
Quick Ratio	0.83	1.53	1.60	1.42	1.58	1.34
Current Ratio	0.83	1.53	1.60	1.42	1.58	1.34
Return on Equity (ROE)	38.95%	27.78%	27.86%	26.88%	17.13%	13.10%
Return on Assets (ROA)	24.79%	18.74%	17.19%	16.42%	10.81%	7.72%
Earnings Yield	9.19%	8.58%	8.36%	7.02%	5.60%	4.83%
FCF Yield	13.37%	6.28%	5.25%	7.86%	6.94%	6.40%
Dividend Yield	5.43%	7.34%	7.45%	5.86%	5.89%	6.37%
Payout Ratio	38.40%	72.89%	66.30%	51.31%	71.99%	89.46%
Buyback Yield / Dilution	-0.41%	-0.00%	-2.60%	-0.12%	-3.28%	-2.01%
Total Shareholder Return	5.03%	7.33%	4.85%	5.74%	2.61%	4.37%

Source: S&P Capital IQ. Capital Markets template. Financial Sources.