Finland
· Delayed Price · Currency is EUR United Bankers Oyj Statistics
Total Valuation
HEL:UNITED has a market cap or net worth of EUR 192.92 million.
| Market Cap | 192.92M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, February 14, 2025.
| Earnings Date | Feb 14, 2025 |
| Ex-Dividend Date | Sep 26, 2024 |
Share Statistics
HEL:UNITED has 10.93 million shares outstanding. The number of shares has increased by 1.79% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 10.93M |
| Shares Change (YoY) | +1.79% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 20.23% |
| Owned by Institutions (%) | 11.92% |
| Float | 4.23M |
Valuation Ratios
The trailing PE ratio is 10.76 and the forward PE ratio is 16.97.
| PE Ratio | 10.76 |
| Forward PE | 16.97 |
| PS Ratio | 3.16 |
| PB Ratio | 3.15 |
| P/TBV Ratio | 4.95 |
| P/FCF Ratio | 6.72 |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.20
| Current Ratio | 1.20 |
| Quick Ratio | 1.20 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 32.61%.
| Return on Equity (ROE) | 32.61% |
| Return on Assets (ROA) | 22.40% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 399,211 |
| Profits Per Employee | 118,697 |
| Employee Count | 152 |
| Asset Turnover | 0.74 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +18.46% in the last 52 weeks. The beta is 0.43, so HEL:UNITED's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +18.46% |
| 50-Day Moving Average | 18.11 |
| 200-Day Moving Average | 18.22 |
| Relative Strength Index (RSI) | 43.56 |
| Average Volume (20 Days) | 941 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, HEL:UNITED had revenue of EUR 60.68 million and earned 18.04 million in profits. Earnings per share was 1.64.
| Revenue | 60.68M |
| Gross Profit | 55.47M |
| Operating Income | 23.38M |
| Pretax Income | 23.38M |
| Net Income | 18.04M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.64 |
Balance Sheet
| Cash & Cash Equivalents | n/a |
| Total Debt | n/a |
| Net Cash | n/a |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 61.50M |
| Book Value Per Share | 5.60 |
| Working Capital | 2.55M |
Cash Flow
In the last 12 months, operating cash flow was 31.09 million and capital expenditures -2.38 million, giving a free cash flow of 28.72 million.
| Operating Cash Flow | 31.09M |
| Capital Expenditures | -2.38M |
| Free Cash Flow | 28.72M |
| FCF Per Share | 2.63 |
Margins
Gross margin is 91.41%, with operating and profit margins of 38.53% and 29.73%.
| Gross Margin | 91.41% |
| Operating Margin | 38.53% |
| Pretax Margin | 38.53% |
| Profit Margin | 29.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.33% |
Dividends & Yields
This stock pays an annual dividend of 1.10, which amounts to a dividend yield of 6.18%.
| Dividend Per Share | 1.10 |
| Dividend Yield | 6.18% |
| Dividend Growth (YoY) | 11.11% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 60.19% |
| Buyback Yield | -1.79% |
| Shareholder Yield | 4.39% |
| Earnings Yield | 9.35% |
| FCF Yield | 14.89% |
Stock Splits
The last stock split was on March 23, 2018. It was a forward split with a ratio of 5.
| Last Split Date | Mar 23, 2018 |
| Split Type | Forward |
| Split Ratio | 5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |