Viafin Service Oyj Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	99.61	91.61	75.36	87.34	61.21
Revenue Growth (YoY)	8.73%	21.56%	-13.72%	42.69%	5.78%
Cost of Revenue	17.76	33.39	27.02	40.78	22.12
Gross Profit	81.85	58.22	48.34	46.56	39.09
Selling, General & Admin	62.64	41.76	35.21	32.47	26.74
Other Operating Expenses	11.09	9	7.76	8.46	7.1
Operating Expenses	75.44	52.48	44.18	42.04	34.8
Operating Income	6.4	5.74	4.16	4.52	4.29
Interest Expense	-0.23	-0.01	-0.01	-0.01	-0.01
Interest & Investment Income	0.1	0.01	0	0	0
Other Non Operating Income (Expenses)	-	0.17	0.45	-0.06	-0.06
EBT Excluding Unusual Items	6.28	5.91	4.6	4.46	4.22
Pretax Income	6.28	5.91	4.6	4.46	4.22
Income Tax Expense	1.41	1.23	0.98	0.92	0.83
Earnings From Continuing Operations	4.87	4.68	3.62	3.54	3.4
Minority Interest in Earnings	-0.11	-0.27	-0.16	-0.17	-0.62
Net Income	4.76	4.41	3.46	3.37	2.78
Net Income to Common	4.76	4.41	3.46	3.37	2.78
Net Income Growth	7.99%	27.31%	2.79%	20.99%	-14.64%
Shares Outstanding (Basic)	3	3	4	4	4
Shares Outstanding (Diluted)	3	3	4	4	4
Shares Change (YoY)	-0.51%	-1.23%	-0.04%	0.08%	-2.26%
EPS (Basic)	1.37	1.26	0.98	0.95	0.79
EPS (Diluted)	1.37	1.26	0.98	0.95	0.79
EPS Growth	8.72%	28.69%	3.06%	20.64%	-12.50%
Free Cash Flow	7.44	2.9	4.27	2.21	5.07
Free Cash Flow Per Share	2.14	0.83	1.21	0.63	1.44
Dividend Per Share	0.750	0.650	0.550	0.450	0.400
Dividend Growth	15.38%	18.18%	22.22%	12.50%	14.29%
Gross Margin	82.17%	63.56%	64.14%	53.31%	63.86%
Operating Margin	6.43%	6.26%	5.52%	5.17%	7.00%
Profit Margin	4.78%	4.81%	4.59%	3.85%	4.54%
Free Cash Flow Margin	7.47%	3.17%	5.67%	2.53%	8.28%
EBITDA	8.12	6.92	5.1	5.35	4.92
EBITDA Margin	8.15%	7.56%	6.77%	6.12%	8.04%
D&A For EBITDA	1.72	1.18	0.94	0.83	0.64
EBIT	6.4	5.74	4.16	4.52	4.29
EBIT Margin	6.43%	6.26%	5.52%	5.17%	7.00%
Effective Tax Rate	22.40%	20.78%	21.22%	20.72%	19.58%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.