Zero Fintech Group Limited (HKG:0093)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
0.3400
0.00 (0.00%)
Sep 4, 2026, 2:55 PM HKT

Zero Fintech Group Income Statement

Millions HKD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Interest and Dividend Income
436.75359.47261.78196.61162.87112.44
Total Interest Expense
35.9724.475.680.050.057.2
Net Interest Income
400.78335256.1196.56162.82105.24
Revenue Before Loan Losses
400.78335256.1196.56162.82105.24
Provision for Loan Losses
143.93147.196.4183.7957.7817.25
256.85187.9159.69112.77105.0487.99
Revenue Growth
50.58%17.66%41.60%7.36%19.37%168.45%
Salaries & Employee Benefits
44.2642.3437.0924.7717.5615.06
Cost of Services Provided
83.1565.3831.3927.6422.118.25
Other Operating Expenses
55.7151.8849.1324.8713.6822.78
Total Operating Expenses
183.12159.6117.6177.2853.3356.09
Operating Income
73.7328.342.0835.551.731.9
Currency Exchange Gain (Loss)
-1.47-0.630.70.610.034.94
EBT Excluding Unusual Items
72.2727.6742.7829.0743.6938.52
Gain (Loss) on Sale of Investments
0.15-0.01-0.020-0.050.01
Impairment of Goodwill
---0---
Other Unusual Items
----0.67-
Pretax Income
74.3128.6636.9920.0824.7931.74
Income Tax Expense
14.757.739.927.949.610.47
Net Income
59.5620.9327.0812.1415.1921.27
Net Income to Common
59.5620.9327.0812.1415.1921.27
Net Income Growth
90.58%-22.69%123.10%-20.10%-28.58%-65.30%
Shares Outstanding (Basic)
2,6682,6682,6682,6682,6682,668
Shares Outstanding (Diluted)
2,6682,6682,6682,6682,6682,668
Shares Change
-----25.81%
EPS (Basic)
0.020.010.010.000.010.01
EPS (Diluted)
0.020.010.010.000.010.01
EPS Growth
90.61%-22.78%124.42%-20.96%-28.59%-72.41%

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
--217.78-246.47-65.5-5.32-80.91
Free Cash Flow Per Share
--0.08-0.09-0.03-0.00-0.03
Operating Margin
28.71%15.06%26.35%31.48%49.22%36.26%
Profit Margin
23.19%11.14%16.96%10.76%14.46%24.17%
Free Cash Flow Margin
--115.90%-154.34%-58.08%-5.06%-91.95%
Effective Tax Rate
19.85%26.96%26.80%39.55%38.74%32.99%