Dah Sing Financial Holdings Limited (HKG:0440)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
47.40
+1.10 (2.38%)
Sep 4, 2026, 4:08 PM HKT

HKG:0440 Financials Overview

Millions HKD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,5836,4835,4044,9634,4974,543
Revenue Growth
1.54%19.97%8.89%10.37%-1.02%3.17%
Net Income
2,0952,0571,6731,5921,2241,308
Earnings Per Share
5.625.474.364.113.604.09
EPS Growth
2.68%25.38%6.25%14.22%-12.10%12.86%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal Banking
3,4662,9802,4523,8002,450
Corporate Banking
114.94234.651,037903.141,277
Treasury and Global Markets
2,1721,5161,126915.52807.14
Insurance and Investment Operations
344.72308.74355.57--
Mainland China and Macau Banking
580.36425.64-23.77-1,190-179.84
Others
-134.3-8.5455.93-73.76-6.38
Inter-Segment
-60.55-50.68-41.8-21.19-17.91
Total
6,4835,4064,9604,4994,552

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
29,68025,97922,69626,75832,56522,717
Total Debt
6,2906,0416,3697,6845,3386,174
Net Cash (Debt)
23,39019,93716,32719,07427,22716,542
Net Cash Growth
17.32%22.11%-14.40%-29.94%64.59%-27.59%
Net Cash Per Share
73.3362.2150.9859.6285.1951.76

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,7251,261-6,6351,957-4,172
Capital Expenditures
------
Free Cash Flow
-3,7251,261-6,6351,957-4,172
Free Cash Flow Growth
-195.37%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
31.83%31.73%30.96%32.08%27.23%28.80%
FCF Margin
-57.45%23.34%-133.71%43.52%-91.83%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.5802.5802.1002.0001.1401.060
Dividend Per Share Growth
11.97%22.86%5.00%75.44%7.55%12.77%
Dividend Yield
5.57%7.56%8.34%15.63%8.39%6.27%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.925.495.373.214.725.76
Forward PE
6.556.305.063.663.174.41
P/FCF Ratio
-3.037.12-2.95-
PS Ratio
2.301.741.661.031.291.66