HKG:0440 Balance Sheet

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	12,672	14,665	13,309	20,253	21,428	16,849
Investment Securities	105,162	99,329	95,224	90,221	83,524	76,616
Trading Asset Securities	8,935	3,770	5,492	3,581	4,374	2,757
Total Investments	114,097	103,098	100,716	93,802	87,898	79,373
Gross Loans	145,244	143,353	140,869	146,893	142,064	150,570
Allowance for Loan Losses	-2,421	-2,230	-1,533	-1,118	-1,644	-1,380
Other Adjustments to Gross Loans	-	-844.32	-1,019	-946.22	-468.73	-195.2
Net Loans	142,822	140,279	138,317	144,829	139,951	148,996
Property, Plant & Equipment	3,530	2,871	2,860	2,900	2,898	3,051
Goodwill	292.75	292.75	785.77	785.77	785.77	785.77
Other Intangible Assets	92.39	92.39	92.39	92.39	92.39	80.93
Investments in Real Estate	1,054	760.72	671.69	709.86	782.82	760.26
Accrued Interest Receivable	-	1,658	1,822	1,739	1,474	826.78
Other Receivables	1,524	4,596	6,223	3,051	2,477	4,582
Restricted Cash	-	467.18	527.86	580.2	468.79	382.99
Long-Term Deferred Tax Assets	318.06	297.92	159.48	158.92	266.42	70.85
Other Real Estate Owned & Foreclosed	286.32	628.75	427.72	253.61	130.82	209.18
Other Long-Term Assets	4,493	672.63	610.39	633.48	506.81	562.83
Total Assets	281,182	270,380	266,523	269,789	259,159	256,531

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	-	-	-	-	-	6,229
Interest Bearing Deposits	176,368	174,062	178,885	185,323	173,447	155,065
Non-Interest Bearing Deposits	32,644	31,843	27,946	26,125	33,469	48,149
Total Deposits	209,012	205,906	206,831	211,448	206,916	203,215
Short-Term Borrowings	1,993	1,395	1,840	1,279	997.64	1,425
Current Portion of Long-Term Debt	2,329	2,285	-	1,755	-	-
Current Portion of Leases	109.99	108.94	107.62	132.91	140.81	134.14
Current Income Taxes Payable	953.53	773.33	365.36	287.15	297.64	162.37
Other Current Liabilities	4,274	1,348	498.07	99.85	730.49	1,512
Long-Term Debt	1,969	1,990	4,147	4,162	3,801	4,128
Long-Term Leases	234.54	262.75	274.63	354.68	398.21	486.2
Long-Term Unearned Revenue	-	-	-	-	-	449.36
Long-Term Deferred Tax Liabilities	282.08	263.43	243.23	192.63	59.55	92.55
Other Long-Term Liabilities	11,240	9,562	9,019	9,078	8,582	870.67
Total Liabilities	232,395	223,894	223,325	228,790	221,924	218,705

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	4,224	4,249	4,249	4,249	4,249	4,249
Retained Earnings	31,079	29,462	27,613	26,186	25,046	23,729
Comprehensive Income & Other	4,218	3,780	2,780	2,247	306.66	2,215
Total Common Equity	39,521	37,490	34,642	32,682	29,601	30,192
Minority Interest	9,266	8,996	8,556	8,317	7,634	7,634
Shareholders' Equity	48,786	46,486	43,198	40,999	37,235	37,826
Total Liabilities & Equity	281,182	270,380	266,523	269,789	259,159	256,531

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	6,635	6,041	6,369	7,684	5,338	6,174
Net Cash (Debt)	22,391	19,937	16,327	19,074	27,227	16,542
Net Cash Growth	6.47%	22.11%	-14.40%	-29.94%	64.59%	-27.59%
Net Cash Per Share	69.89	62.21	50.98	59.62	85.19	51.76
Filing Date Shares Outstanding	319.08	319.58	319.58	319.58	319.58	319.58
Total Common Shares Outstanding	319.08	319.58	319.58	319.58	319.58	319.58
Book Value Per Share	123.86	117.31	108.40	102.27	92.63	94.48
Tangible Book Value	39,135	37,105	33,764	31,803	28,723	29,326
Tangible Book Value Per Share	122.65	116.11	105.65	99.52	89.88	91.76