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Zhongyuan Bank Co., Ltd. (HKG:1216)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
0.2850
-0.0050 (-1.72%)
Oct 15, 2026, 1:41 PM HKT

Zhongyuan Bank Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,45012,79213,07013,62414,42211,643
Revenue Growth
5.15%-2.13%-4.07%-5.53%23.87%0.55%
Net Income
3,0222,9372,7942,4062,8413,002
Earnings Per Share
0.080.080.080.070.100.15
EPS Growth
2.89%5.11%16.14%-31.23%-36.00%10.07%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Others
170.6183.4359.7584.4977.74-143.99
Retail Banking
4,8205,9565,2883,3053,4075,204
Financial Markets Business
4,1874,3675,0954,0653,9832,752
Corporate Banking
4,2732,3852,6276,1706,9533,830
Total
13,45012,79213,07013,62414,42211,643

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
236,546193,138196,621194,769187,853115,130
Total Debt
289,607241,921287,212338,717342,851212,500
Net Cash (Debt)
-53,061-48,782-90,591-143,949-154,998-97,370
Net Cash Growth
------
Net Cash Per Share
-1.45-1.33-2.48-3.94-5.22-4.85

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
30,738-131.42-81,383-10,50926,468-28,339
Capital Expenditures
-933.83-1,236-1,574-843.12-974.67-622.57
Free Cash Flow
29,804-1,368-82,957-11,35225,494-28,961
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.46%22.96%21.38%17.66%19.70%25.79%
FCF Margin
221.59%-10.69%-634.73%-83.33%176.77%-248.75%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024
Period EndingOct '26 Dec '25 Dec '24
Dividend Per Share
0.014-0.012
Dividend Per Share Growth
---
Dividend Yield
4.91%-4.26%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.043.523.694.627.174.58
Forward PE
-9.029.029.029.029.02
P/FCF Ratio
0.31---0.80-
PS Ratio
0.680.810.790.821.411.18