Zhongyuan Bank Co., Ltd. (HKG:1216)

Zhongyuan Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	39,837	44,918	60,707	60,098	56,338
Investment Securities	371,271	362,159	359,660	214,766	225,592
Trading Asset Securities	84,958	61,174	35,616	22,068	19,661
Total Investments	456,230	423,333	395,276	236,834	245,254
Gross Loans	787,833	776,107	747,256	423,757	389,235
Allowance for Loan Losses	-24,585	-24,303	-23,250	-14,254	-13,103
Other Adjustments to Gross Loans	-2,392	-824.95	-287.85	-11.25	-19.65
Net Loans	760,856	750,979	723,718	409,491	376,112
Property, Plant & Equipment	8,603	8,490	9,131	4,939	5,078
Goodwill	1,982	1,982	1,982	970.78	970.78
Other Intangible Assets	1,945	2,089	2,132	1,575	1,585
Investments in Real Estate	20.49	23.11	26.3	2.05	2.8
Accrued Interest Receivable	7,891	6,416	6,401	4,469	3,909
Other Receivables	704.89	833.6	1,031	1,709	2,307
Restricted Cash	43,576	42,024	42,494	27,410	29,051
Other Current Assets	30,712	52,956	620.01	-	2,041
Long-Term Deferred Tax Assets	11,248	10,797	10,206	5,773	4,833
Other Real Estate Owned & Foreclosed	1,314	1,325	1,347	1,173	1,516
Other Long-Term Assets	-	-	71,336	13,418	28,042
Total Assets	1,365,197	1,346,446	1,326,736	768,233	757,482
Accrued Expenses	4,022	3,226	4,065	2,592	2,753
Interest Bearing Deposits	941,809	876,070	857,312	475,698	484,068
Total Deposits	941,809	876,070	857,312	475,698	484,068
Short-Term Borrowings	207,759	262,285	263,690	164,313	153,050
Current Portion of Long-Term Debt	65,551	68,335	55,845	33,017	33,963
Current Portion of Leases	211.25	431.62	316.21	259.81	306
Current Income Taxes Payable	156.07	130.3	81.08	858.64	785.82
Accrued Interest Payable	22,650	22,418	18,061	7,395	6,662
Other Current Liabilities	175.11	187.02	184.62	295.52	299.02
Long-Term Debt	13,424	7,365	22,361	14,443	10,482
Long-Term Leases	266.18	299.69	640.04	467.42	537.73
Pension & Post-Retirement Benefits	536.02	492.19	488.94	234.63	79.76
Other Long-Term Liabilities	8,254	8,318	10,058	6,281	5,142
Total Liabilities	1,264,814	1,249,558	1,233,102	705,854	698,127
Preferred Stock, Convertible	-	-	9,688	9,688	9,633
Preferred Stock, Other	-	-	-55	-55	-
Total Preferred Equity	-	-	9,633	9,633	9,633
Common Stock	36,550	36,550	36,550	20,075	20,075
Additional Paid-In Capital	19,182	19,182	19,505	14,477	14,477
Retained Earnings	24,881	22,087	19,681	16,840	13,838
Comprehensive Income & Other	15,945	14,686	3,859	184.4	237.8
Total Common Equity	96,558	92,505	79,595	51,577	48,629
Minority Interest	3,826	4,384	4,406	1,169	1,094
Shareholders' Equity	100,383	96,888	93,635	62,380	59,355
Total Liabilities & Equity	1,365,197	1,346,446	1,326,736	768,233	757,482
Total Debt	287,212	338,717	342,851	212,500	198,338
Net Cash (Debt)	-90,591	-143,949	-154,998	-97,370	-87,814
Net Cash Per Share	-2.48	-3.94	-5.22	-4.85	-4.37
Filing Date Shares Outstanding	36,550	36,550	36,550	20,075	20,075
Total Common Shares Outstanding	36,550	36,550	36,550	20,075	20,075
Book Value Per Share	2.26	2.15	2.18	2.57	2.42
Tangible Book Value	92,630	88,434	75,481	49,032	46,073
Tangible Book Value Per Share	2.15	2.04	2.07	2.44	2.30

Updated Aug 29, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.