Zhongyuan Bank Co., Ltd. (HKG: 1216)

Zhongyuan Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	59,151	44,918	60,707	60,098	56,338	58,496
Investment Securities	334,457	362,159	359,660	214,766	225,592	208,343
Trading Asset Securities	88,639	61,174	35,616	22,068	19,661	37,873
Total Investments	423,096	423,333	395,276	236,834	245,254	246,216
Gross Loans	773,066	776,107	747,256	423,757	389,235	331,719
Allowance for Loan Losses	-25,216	-24,303	-23,250	-14,254	-13,103	-10,578
Other Adjustments to Gross Loans	-1,406	-824.95	-287.85	-11.25	-19.65	-3,849
Net Loans	746,444	750,979	723,718	409,491	376,112	317,292
Property, Plant & Equipment	7,979	8,490	9,131	4,939	5,078	5,282
Goodwill	1,982	1,982	1,982	970.78	970.78	970.78
Other Intangible Assets	1,966	2,089	2,132	1,575	1,585	1,459
Investments in Real Estate	21.8	23.11	26.3	2.05	2.8	3.55
Accrued Interest Receivable	7,578	6,416	6,401	4,469	3,909	3,210
Other Receivables	1,970	833.6	1,031	1,709	2,307	2,081
Restricted Cash	44,689	42,024	42,494	27,410	29,051	33,010
Other Current Assets	108	173.8	620.01	-	2,041	5,750
Long-Term Deferred Tax Assets	12,093	10,797	10,206	5,773	4,833	3,651
Other Real Estate Owned & Foreclosed	1,329	1,325	1,347	1,173	1,516	1,765
Other Long-Term Assets	52,994	52,782	71,336	13,418	28,042	30,177
Total Assets	1,361,668	1,346,446	1,326,736	768,233	757,482	709,885
Accrued Expenses	2,605	3,226	4,065	2,592	2,753	2,883
Interest Bearing Deposits	913,562	876,070	857,312	475,698	484,068	442,116
Non-Interest Bearing Deposits	-	-	-	-	-	4,303
Total Deposits	913,562	876,070	857,312	475,698	484,068	446,419
Short-Term Borrowings	241,659	262,285	263,690	164,313	153,050	174,874
Current Portion of Long-Term Debt	70,418	68,335	55,845	33,017	33,963	3,161
Current Portion of Leases	279.07	431.62	316.21	259.81	306	362.02
Current Income Taxes Payable	1,062	130.3	81.08	858.64	785.82	799.9
Accrued Interest Payable	21,106	22,418	18,061	7,395	6,662	4,890
Other Current Liabilities	409.95	187.02	184.62	295.52	299.02	1,043
Long-Term Debt	2,502	7,365	22,361	14,443	10,482	13,230
Long-Term Leases	308.37	299.69	640.04	467.42	537.73	611.86
Pension & Post-Retirement Benefits	512.03	492.19	488.94	234.63	79.76	91.75
Other Long-Term Liabilities	8,413	8,318	10,058	6,281	5,142	3,688
Total Liabilities	1,262,835	1,249,558	1,233,102	705,854	698,127	652,054
Preferred Stock, Redeemable	-	-	-	-	-	9,633
Preferred Stock, Convertible	-	-	9,688	9,688	9,633	-
Preferred Stock, Other	-	-	-55	-55	-	-
Total Preferred Equity	-	-	9,633	9,633	9,633	9,633
Common Stock	36,550	36,550	36,550	20,075	20,075	20,075
Additional Paid-In Capital	19,182	19,182	19,505	14,477	14,477	14,477
Retained Earnings	23,993	22,087	19,681	16,840	13,838	12,015
Comprehensive Income & Other	15,195	14,686	3,859	184.4	237.8	544.95
Total Common Equity	94,919	92,505	79,595	51,577	48,629	47,112
Minority Interest	3,914	4,384	4,406	1,169	1,094	1,086
Shareholders' Equity	98,833	96,888	93,635	62,380	59,355	57,831
Total Liabilities & Equity	1,361,668	1,346,446	1,326,736	768,233	757,482	709,885
Total Debt	315,166	338,717	342,851	212,500	198,338	192,238
Net Cash (Debt)	-91,187	-143,949	-154,998	-97,370	-87,814	-67,524
Net Cash Per Share	-2.49	-3.94	-5.22	-4.85	-4.37	-3.36
Filing Date Shares Outstanding	36,550	36,550	36,550	20,075	20,075	20,075
Total Common Shares Outstanding	36,550	36,550	36,550	20,075	20,075	20,075
Book Value Per Share	2.21	2.15	2.18	2.57	2.42	2.35
Tangible Book Value	90,971	88,434	75,481	49,032	46,073	44,682
Tangible Book Value Per Share	2.11	2.04	2.07	2.44	2.30	2.23

Source: S&P Capital IQ. Banks template. Financial Sources.