Zhongyuan Bank Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '24 Sep 3, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Market Capitalization	11,696	12,244	23,026	16,863	20,677	24,893	Upgrade
Market Cap Growth	-25.29%	-46.83%	36.55%	-18.45%	-16.94%	-50.40%	Upgrade
Last Close Price	0.32	0.34	0.63	0.84	1.03	1.19	Upgrade
PE Ratio	4.44	4.62	5.82	4.58	6.38	8.38	Upgrade
PS Ratio	0.84	0.82	1.41	1.18	1.50	1.87	Upgrade
PB Ratio	0.13	0.11	0.22	0.22	0.29	0.38	Upgrade
P/FCF Ratio	1.27	-0.98	0.80	-0.47	-0.41	11.91	Upgrade
P/OCF Ratio	1.22	-1.06	0.77	-0.48	-0.42	7.44	Upgrade
Debt / Equity Ratio	3.19	3.50	3.66	3.41	3.34	3.32	Upgrade
Debt / FCF Ratio	36.68	-29.84	13.45	-7.34	-4.70	102.92	Upgrade
Return on Equity (ROE)	3.35%	3.37%	4.90%	5.97%	5.73%	5.65%	Upgrade
Return on Assets (ROA)	0.24%	0.24%	0.37%	0.48%	0.46%	0.48%	Upgrade
Earnings Yield	22.54%	28.98%	17.92%	25.95%	18.96%	14.22%	Upgrade
FCF Yield	78.94%	-102.14%	125.16%	-210.81%	-242.51%	8.39%	Upgrade
Dividend Yield	0.00%	-	-	-	-	4.23%	Upgrade
Payout Ratio	21.64%	25.79%	25.67%	18.82%	45.75%	48.20%	Upgrade
Buyback Yield / Dilution	-0.00%	-23.12%	-47.87%	-	-	-	Upgrade
Total Shareholder Return	-0.00%	-23.12%	-47.87%	-	-	4.23%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.