HKG:1319 Income Statement

Financials in millions HKD. Fiscal year is March - February.

Millions HKD. Fiscal year is Mar - Feb.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '25 Aug 31, 2025	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021
Interest and Dividend Income	159.31	164.3	179.31	165.84	151.98	182.77
Total Interest Expense	3.69	3.92	6.13	9.77	12.44	20.93
Net Interest Income	155.62	160.38	173.18	156.07	139.54	161.84
Other Revenue	8.37	8.36	2.93	1.5	1.13	2.79
Revenue Before Loan Losses	162.46	168.74	176.11	157.57	140.67	164.63
Provision for Loan Losses	32.72	46.31	15.13	-	2.29	2.04
Revenue	129.74	122.43	160.99	157.57	138.39	162.59
Revenue Growth (YoY)	-6.67%	-23.95%	2.17%	13.86%	-14.88%	-12.05%
Cost of Services Provided	7.3	8	7.08	6.18	5.97	5.44
Other Operating Expenses	51.17	51.89	50.63	50.32	47.66	47.86
Total Operating Expenses	58.47	59.89	57.7	56.5	53.63	53.3
Operating Income	71.27	62.54	103.28	101.06	84.76	109.28
EBT Excluding Unusual Items	71.27	62.54	103.28	101.06	84.76	109.28
Gain (Loss) on Sale of Investments	2.18	2.18	-	-	-	-
Other Unusual Items	-	-	-	1.66	1.01	2.8
Pretax Income	73.45	64.72	103.28	102.73	85.64	112.08
Income Tax Expense	9.7	8.81	16.84	16.62	13.97	18.93
Net Income	63.75	55.91	86.45	86.11	71.67	93.14
Net Income to Common	63.75	55.91	86.45	86.11	71.67	93.14
Net Income Growth	-5.32%	-35.33%	0.40%	20.14%	-23.05%	-13.26%
Shares Outstanding (Basic)	1,925	1,926	1,927	1,928	1,931	1,933
Shares Outstanding (Diluted)	1,925	1,926	1,927	1,928	1,931	1,933
Shares Change (YoY)	-0.13%	-0.05%	-0.03%	-0.15%	-0.11%	-0.29%
EPS (Basic)	0.03	0.03	0.04	0.04	0.04	0.05
EPS (Diluted)	0.03	0.03	0.04	0.04	0.04	0.05
EPS Growth	-5.20%	-35.30%	0.43%	20.33%	-22.97%	-13.01%
Free Cash Flow	148.88	151.09	70.29	71.87	122.67	471.61
Free Cash Flow Per Share	0.08	0.08	0.04	0.04	0.06	0.24
Dividend Per Share	0.018	0.015	0.018	0.018	0.015	0.015
Dividend Growth	29.29%	-19.44%	0.56%	20.13%	2.76%	-25.26%
Operating Margin	54.93%	51.08%	64.16%	64.14%	61.25%	67.22%
Profit Margin	49.14%	45.67%	53.70%	54.65%	51.79%	57.29%
Free Cash Flow Margin	114.75%	123.41%	43.66%	45.61%	88.64%	290.07%
Effective Tax Rate	13.20%	13.61%	16.30%	16.18%	16.31%	16.89%
Revenue as Reported	169.39	176.05	184.04	169.58	154.96	190.64

Updated Aug 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.