HKG:1319 Income Statement

Financials in millions HKD. Fiscal year is March - February.

Millions HKD. Fiscal year is Mar - Feb.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Interest and Dividend Income	164.43	164.3	179.31	165.84	151.98
Total Interest Expense	3.64	3.92	6.13	9.77	12.44
Net Interest Income	160.79	160.38	173.18	156.07	139.54
Other Revenue	7.6	8.36	2.93	1.5	1.13
Revenue Before Loan Losses	168.39	168.74	176.11	157.57	140.67
Provision for Loan Losses	12.71	46.31	15.13	-	2.29
Revenue	155.68	122.43	160.99	157.57	138.39
Revenue Growth (YoY)	27.16%	-23.95%	2.17%	13.86%	-14.88%
Cost of Services Provided	-	8	7.08	6.18	5.97
Other Operating Expenses	57.94	51.89	50.63	50.32	47.66
Total Operating Expenses	57.94	59.89	57.7	56.5	53.63
Operating Income	97.74	62.54	103.28	101.06	84.76
EBT Excluding Unusual Items	97.74	62.54	103.28	101.06	84.76
Gain (Loss) on Sale of Investments	-	2.18	-	-	-
Other Unusual Items	-	-	-	1.66	1.01
Pretax Income	97.74	64.72	103.28	102.73	85.64
Income Tax Expense	15.13	8.81	16.84	16.62	13.97
Net Income	82.61	55.91	86.45	86.11	71.67
Net Income to Common	82.61	55.91	86.45	86.11	71.67
Net Income Growth	47.76%	-35.33%	0.40%	20.14%	-23.05%
Shares Outstanding (Basic)	1,921	1,926	1,927	1,928	1,931
Shares Outstanding (Diluted)	1,921	1,926	1,927	1,928	1,931
Shares Change (YoY)	-0.27%	-0.05%	-0.03%	-0.15%	-0.11%
EPS (Basic)	0.04	0.03	0.04	0.04	0.04
EPS (Diluted)	0.04	0.03	0.04	0.04	0.04
EPS Growth	48.16%	-35.30%	0.43%	20.33%	-22.97%
Free Cash Flow	-	151.09	70.29	71.87	122.67
Free Cash Flow Per Share	-	0.08	0.04	0.04	0.06
Dividend Per Share	-	0.015	0.018	0.018	0.015
Dividend Growth	-	-19.44%	0.56%	20.13%	2.76%
Operating Margin	62.78%	51.08%	64.16%	64.14%	61.25%
Profit Margin	53.06%	45.67%	53.70%	54.65%	51.79%
Free Cash Flow Margin	-	123.41%	43.66%	45.61%	88.64%
Effective Tax Rate	15.48%	13.61%	16.30%	16.18%	16.31%
Revenue as Reported	172.03	176.05	184.04	169.58	154.96