Oi Wah Pawnshop Credit Holdings Limited (HKG:1319)
Hong Kong · Delayed Price · Currency is HKD 0.2800
-0.0050 (-1.75%)
Jul 21, 2026, 10:23 AM HKT
HKG:1319 Income Statement
Financials in millions HKD. Fiscal year is March - February.
Millions HKD. Fiscal year is Mar - Feb.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Interest and Dividend Income | 164.43 | 164.3 | 179.31 | 165.84 | 151.98 |
Total Interest Expense | 3.64 | 3.92 | 6.13 | 9.77 | 12.44 |
Net Interest Income | 160.79 | 160.38 | 173.18 | 156.07 | 139.54 |
Gain (Loss) on Sale of Investments | -1.36 | 2.18 | - | - | - |
Other Revenue | 7.92 | 8.36 | 2.93 | 1.5 | 1.13 |
Revenue Before Loan Losses | 167.34 | 170.92 | 176.11 | 157.57 | 140.67 |
Provision for Loan Losses | 12.71 | 46.31 | 15.13 | - | 2.29 |
| 154.64 | 124.6 | 160.99 | 157.57 | 138.39 | |
Revenue Growth (YoY) | 24.10% | -22.60% | 2.17% | 13.86% | -14.88% |
Cost of Services Provided | 7.13 | 8 | 7.08 | 6.18 | 5.97 |
Other Operating Expenses | 49.7 | 51.89 | 50.63 | 50.32 | 47.66 |
Total Operating Expenses | 56.83 | 59.89 | 57.7 | 56.5 | 53.63 |
Operating Income | 97.81 | 64.72 | 103.28 | 101.06 | 84.76 |
EBT Excluding Unusual Items | 97.81 | 64.72 | 103.28 | 101.06 | 84.76 |
Other Unusual Items | - | - | - | 1.66 | 1.01 |
Pretax Income | 97.74 | 64.72 | 103.28 | 102.73 | 85.64 |
Income Tax Expense | 15.13 | 8.81 | 16.84 | 16.62 | 13.97 |
Net Income | 82.61 | 55.91 | 86.45 | 86.11 | 71.67 |
Net Income to Common | 82.61 | 55.91 | 86.45 | 86.11 | 71.67 |
Net Income Growth | 47.76% | -35.33% | 0.40% | 20.14% | -23.05% |
Shares Outstanding (Basic) | 1,924 | 1,926 | 1,927 | 1,928 | 1,931 |
Shares Outstanding (Diluted) | 1,924 | 1,926 | 1,927 | 1,928 | 1,931 |
Shares Change (YoY) | -0.10% | -0.05% | -0.03% | -0.15% | -0.11% |
EPS (Basic) | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 |
EPS (Diluted) | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 |
EPS Growth | 47.91% | -35.30% | 0.43% | 20.33% | -22.97% |
Free Cash Flow | 200.44 | 151.09 | 70.29 | 71.87 | 122.67 |
Free Cash Flow Per Share | 0.10 | 0.08 | 0.04 | 0.04 | 0.06 |
Dividend Per Share | 0.021 | 0.015 | 0.018 | 0.018 | 0.015 |
Dividend Growth | 48.28% | -19.44% | 0.56% | 20.13% | 2.76% |
Operating Margin | 63.25% | 51.94% | 64.16% | 64.14% | 61.25% |
Profit Margin | 53.42% | 44.87% | 53.70% | 54.65% | 51.79% |
Free Cash Flow Margin | 129.62% | 121.26% | 43.66% | 45.61% | 88.64% |
Effective Tax Rate | 15.48% | 13.61% | 16.30% | 16.18% | 16.31% |
Revenue as Reported | 172.03 | 176.05 | 184.04 | 169.58 | 154.96 |