Oi Wah Pawnshop Credit Holdings Limited (HKG:1319)

HKG:1319 Financials Overview

Financials in millions HKD. Fiscal year is March - February.

Revenue & Profits

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb 28, 2026	Feb 28, 2026	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022
Revenue Revenue Growth	154.64	154.64	124.6	160.99	157.57	138.39
Revenue Growth	17.22%	24.10%	-22.60%	2.17%	13.86%	-14.88%
Operating Income Operating Income Growth	97.81	97.81	64.72	103.28	101.06	84.76
Net Income Net Income Growth	82.61	82.61	55.91	86.45	86.11	71.67
Earnings Per Share EPS Growth	0.04	0.04	0.03	0.04	0.04	0.04
EPS Growth	29.61%	47.91%	-35.30%	0.43%	20.33%	-22.97%

Cash & Debt

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb 28, 2026	Feb 28, 2026	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022
Cash & Investments Cash & Investments Growth	376.91	376.91	215.66	170.6	162.45	206.77
Total Debt Total Debt Growth	62.8	62.8	70.66	97.48	111.07	168.39
Net Cash (Debt) Net Cash Growth	314.11	314.11	144.99	73.12	51.38	38.38
Net Cash Growth	38.73%	116.64%	98.28%	42.32%	33.86%	-
Net Cash Per Share Net Cash Per Share Growth	0.16	0.16	0.08	0.04	0.03	0.02

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb 28, 2026	Feb 28, 2026	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022
Operating Cash Flow Operating Cash Flow Growth	201.19	201.19	151.77	72.08	73.1	123.48
Capital Expenditures CapEx Growth	-0.75	-0.75	-0.68	-1.79	-1.23	-0.82
Free Cash Flow Free Cash Flow Growth	200.44	200.44	151.09	70.29	71.87	122.67
Free Cash Flow Growth	34.63%	32.66%	114.94%	-2.19%	-41.41%	-73.99%

Margins

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb 28, 2026	Feb 28, 2026	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022
Operating Margin	63.25%	63.25%	51.94%	64.16%	64.14%	61.25%
Pretax Margin	63.21%	63.21%	51.94%	64.16%	65.20%	61.89%
Profit Margin	53.42%	53.42%	44.87%	53.70%	54.65%	51.79%
FCF Margin	129.62%	129.62%	121.26%	43.66%	45.61%	88.64%

Dividends

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 11, 2026	Feb 28, 2026	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022
Dividend Per Share Dividend Per Share Growth	0.023	0.021	0.015	0.018	0.018	0.015
Dividend Per Share Growth	48.28%	48.28%	-19.44%	0.56%	20.13%	2.76%
Dividend Yield	7.80%	7.46%	7.15%	8.93%	9.01%	8.42%

Valuation

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 11, 2026	Feb 28, 2026	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022
PE Ratio	6.52	6.99	7.81	5.35	5.71	6.62
Forward PE	-	10.15	10.15	10.15	10.15	10.15
P/FCF Ratio	2.69	2.88	2.89	6.58	6.84	3.87
PS Ratio	3.48	3.73	3.51	2.87	3.12	3.43

Data Source: S&P Global Market Intelligence Last updated: Jun 28, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 11, 2026

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