HKG:1319 Cash Flow Statement

Financials in millions HKD. Fiscal year is March - February.

Millions HKD. Fiscal year is Mar - Feb.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '25 Aug 31, 2025	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021
Net Income	63.75	55.91	86.45	86.11	71.67	93.14
Depreciation & Amortization	8.74	8.5	9.52	9.44	10.45	11.33
Gain on Sale of Loans & Receivables	-	-	-	-	0.02	-0.01
Loss (Gain) From Sale of Investments	-2.14	-2.14	-0.02	0.01	-	-
Provision for Credit Losses	46.31	46.31	15.13	-	2.29	2.04
Change in Other Net Operating Assets	63.27	58.36	-40.67	-37.88	29.76	352.37
Other Operating Activities	-30.56	-15.17	1.67	15.42	9.17	12.79
Operating Cash Flow	149.37	151.77	72.08	73.1	123.48	471.66
Operating Cash Flow Growth	-29.81%	110.56%	-1.39%	-40.80%	-73.82%	93.82%
Capital Expenditures	-0.49	-0.68	-1.79	-1.23	-0.82	-0.05
Sale of Property, Plant & Equipment	-	-	-	-	0.04	-
Investment in Securities	-	-38.18	-	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-	-8.58	-	-
Other Investing Activities	7.22	7.28	1.83	0.52	0.03	0.01
Investing Cash Flow	6.73	-31.58	0.05	-9.3	-0.75	-0.05
Short-Term Debt Issued	-	-	-	60.59	163.4	117.58
Total Debt Issued	-	-	-	60.59	163.4	117.58
Short-Term Debt Repaid	-	-10	-	-62.59	-189.58	-330.47
Long-Term Debt Repaid	-	-33.35	-20.77	-57.82	-84.49	-9.97
Total Debt Repaid	-18.4	-43.35	-20.77	-120.41	-274.07	-340.43
Net Debt Issued (Repaid)	-18.4	-43.35	-20.77	-59.82	-110.66	-222.86
Repurchase of Common Stock	-0.63	-0.63	-	-0.42	-0.92	-1.74
Common Dividends Paid	-27.92	-26.98	-36.81	-31.41	-27.42	-32.46
Other Financing Activities	-3.77	-4.17	-6.34	-9.26	-13.13	-19.57
Financing Cash Flow	-50.72	-75.13	-63.91	-108.04	-161.41	-282.04
Net Cash Flow	105.38	45.06	8.21	-44.24	-38.67	189.58
Free Cash Flow	148.88	151.09	70.29	71.87	122.67	471.61
Free Cash Flow Growth	-29.21%	114.94%	-2.19%	-41.41%	-73.99%	94.01%
Free Cash Flow Margin	114.75%	123.41%	43.66%	45.61%	88.64%	290.07%
Free Cash Flow Per Share	0.08	0.08	0.04	0.04	0.06	0.24
Cash Interest Paid	3.77	4.17	6.34	10.14	13.13	21.67
Cash Income Tax Paid	21	20.46	19.46	8.8	16.28	24.28

Updated Aug 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.