Oi Wah Pawnshop Credit Holdings Limited (HKG:1319)

HKG:1319 Ratios and Metrics

Market cap in millions HKD. Fiscal year is March - February.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 12, 2026	Feb 28, 2025	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022	Feb 28, 2021
Market Capitalization	529	437	463	491	475	570
Market Cap Growth	18.53%	-5.56%	-5.88%	3.57%	-16.76%	-1.98%
PE Ratio	8.30	7.81	5.35	5.71	6.62	6.12
PS Ratio	4.08	3.57	2.87	3.12	3.43	3.51
PB Ratio	0.47	0.39	0.43	0.48	0.48	0.60
P/FCF Ratio	3.55	2.89	6.58	6.84	3.87	1.21
P/OCF Ratio	3.54	2.88	6.42	6.72	3.84	1.21
Debt / Equity Ratio	0.06	0.06	0.09	0.11	0.17	0.28
Debt / FCF Ratio	0.45	0.47	1.39	1.55	1.37	0.56
Net Debt / Equity Ratio	-0.20	-0.13	-0.07	-0.05	-0.04	0.02
Net Debt / FCF Ratio	-1.52	-0.96	-1.04	-0.71	-0.31	0.04
Quick Ratio	17.81	18.33	11.26	12.42	9.10	6.67
Current Ratio	18.03	18.58	11.48	12.62	9.21	6.72
Asset Turnover	0.11	0.10	0.14	0.14	0.12	0.12
Return on Equity (ROE)	5.73%	5.11%	8.20%	8.55%	7.42%	10.10%
Return on Assets (ROA)	5.34%	4.71%	7.38%	7.46%	6.04%	7.03%
Return on Invested Capital (ROIC)	5.17%	4.59%	7.46%	7.39%	6.00%	6.92%
Earnings Yield	12.05%	12.80%	18.69%	17.52%	15.10%	16.34%
FCF Yield	28.13%	34.59%	15.20%	14.62%	25.85%	82.73%
Dividend Yield	6.58%	6.87%	8.58%	8.66%	8.09%	7.05%
Payout Ratio	43.79%	48.26%	42.58%	36.48%	38.25%	34.85%
Buyback Yield / Dilution	0.13%	0.05%	0.03%	0.15%	0.11%	0.29%
Total Shareholder Return	6.71%	6.92%	8.61%	8.82%	8.20%	7.34%

Updated Aug 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.