Oi Wah Pawnshop Credit Holdings Limited (HKG:1319)

HKG:1319 Statistics

Total Valuation

HKG:1319 has a market cap or net worth of HKD 529.18 million.

Market Cap	529.18M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 27, 2026.

Earnings Date	Feb 27, 2026
Ex-Dividend Date	Nov 11, 2025

Share Statistics

HKG:1319 has 1.92 billion shares outstanding. The number of shares has decreased by -0.13% in one year.

Current Share Class	1.92B
Shares Outstanding	1.92B
Shares Change (YoY)	-0.13%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	12.75%
Owned by Institutions (%)	n/a
Float	330.73M

Valuation Ratios

The trailing PE ratio is 8.30.

PE Ratio	8.30
Forward PE	n/a
PS Ratio	4.08
PB Ratio	0.47
P/TBV Ratio	0.47
P/FCF Ratio	3.55
P/OCF Ratio	3.54
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 18.03, with a Debt / Equity ratio of 0.06.

Current Ratio	18.03
Quick Ratio	17.81
Debt / Equity	0.06
Debt / EBITDA	n/a
Debt / FCF	0.45
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.73% and return on invested capital (ROIC) is 5.17%.

Return on Equity (ROE)	5.73%
Return on Assets (ROA)	5.34%
Return on Invested Capital (ROIC)	5.17%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.84%
Revenue Per Employee	2.45M
Profits Per Employee	1.20M
Employee Count	53
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, HKG:1319 has paid 9.70 million in taxes.

Income Tax	9.70M
Effective Tax Rate	13.20%

Stock Price Statistics

The stock price has increased by +23.87% in the last 52 weeks. The beta is 0.22, so HKG:1319's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+23.87%
50-Day Moving Average	0.27
200-Day Moving Average	0.24
Relative Strength Index (RSI)	54.65
Average Volume (20 Days)	445,253

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HKG:1319 had revenue of HKD 129.74 million and earned 63.75 million in profits. Earnings per share was 0.03.

Revenue	129.74M
Gross Profit	128.57M
Operating Income	71.27M
Pretax Income	73.45M
Net Income	63.75M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.03

Balance Sheet

The company has 293.29 million in cash and 66.88 million in debt, with a net cash position of 226.41 million or 0.12 per share.

Cash & Cash Equivalents	293.29M
Total Debt	66.88M
Net Cash	226.41M
Net Cash Per Share	0.12
Equity (Book Value)	1.13B
Book Value Per Share	0.59
Working Capital	1.07B

Cash Flow

In the last 12 months, operating cash flow was 149.37 million and capital expenditures -490,000, giving a free cash flow of 148.88 million.

Operating Cash Flow	149.37M
Capital Expenditures	-490,000
Free Cash Flow	148.88M
FCF Per Share	0.08

Margins

Gross margin is 99.09%, with operating and profit margins of 54.93% and 49.14%.

Gross Margin	99.09%
Operating Margin	54.93%
Pretax Margin	56.61%
Profit Margin	49.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	114.75%

Dividends & Yields

This stock pays an annual dividend of 0.02, which amounts to a dividend yield of 6.58%.

Dividend Per Share	0.02
Dividend Yield	6.58%
Dividend Growth (YoY)	29.29%
Years of Dividend Growth	1
Payout Ratio	43.79%
Buyback Yield	0.13%
Shareholder Yield	6.71%
Earnings Yield	12.05%
FCF Yield	28.13%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 4, 2015. It was a forward split with a ratio of 4.

Last Split Date	Aug 4, 2015
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	5