HKG:1551 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	37,072	37,960	41,746	43,818	42,566	37,150
Interest Paid on Deposits	23,164	24,345	25,162	25,236	23,007	19,503
Net Interest Income	13,908	13,615	16,583	18,582	19,559	17,647
Net Interest Income Growth (YoY)	-9.91%	-17.90%	-10.76%	-5.00%	10.83%	-6.54%
Income From Trading Activities	254.93	383.56	109.02	1,077	2,043	1,977
Gain (Loss) on Sale of Assets	21.31	33.1	148.55	132.81	25.95	67.13
Gain (Loss) on Sale of Investments	1,527	1,226	349.22	510.11	343.93	361.34
Other Non-Interest Income	812.2	573.87	963.91	2,242	1,509	1,090
Total Non-Interest Income	2,615	2,217	1,571	3,963	3,921	3,495
Non-Interest Income Growth (YoY)	54.90%	41.14%	-60.36%	1.05%	12.21%	-25.45%
Revenues Before Loan Losses	16,523	15,832	18,154	22,545	23,481	21,142
Provision for Loan Losses	8,661	7,769	8,408	10,626	12,540	7,852
Revenue	7,862	8,063	9,746	11,919	10,940	13,290
Revenue Growth (YoY)	-14.80%	-17.27%	-18.23%	8.94%	-17.68%	-19.41%
Salaries and Employee Benefits	4,022	4,074	4,313	4,855	3,942	4,433
Occupancy Expenses	601.78	604.8	672.83	714.67	877.51	876.71
Selling, General & Administrative	209.64	223.3	227.08	374.93	368.78	101.64
Other Non-Interest Expense	1,728	1,686	1,621	1,463	1,294	1,668
Total Non-Interest Expense	6,562	6,588	6,833	7,408	6,483	7,079
EBT Excluding Unusual Items	1,300	1,474	2,913	4,510	4,457	6,211
Other Unusual Items	-	-	-	-	-	76.23
Pretax Income	1,300	1,474	2,913	4,510	4,457	6,288
Income Tax Expense	-924.85	-941.06	-346.63	472.57	680.99	1,011
Earnings From Continuing Operations	2,225	2,416	3,260	4,038	3,776	5,277
Minority Interest in Earnings	-245.05	-334.87	-625.09	-545.62	-601.09	-195.32
Net Income	1,980	2,081	2,634	3,492	3,175	5,081
Preferred Dividends & Other Adjustments	333.6	666.13	645.4	620.37	606.26	664.77
Net Income to Common	1,646	1,415	1,989	2,872	2,569	4,417
Net Income Growth	-14.67%	-21.02%	-24.56%	9.98%	-37.51%	-32.43%
Basic Shares Outstanding	14,410	14,410	11,476	11,451	9,859	9,808
Diluted Shares Outstanding	14,410	14,410	11,476	11,451	9,859	9,808
Shares Change (YoY)	17.97%	25.57%	0.21%	16.15%	0.52%	-
EPS (Basic)	0.11	0.10	0.17	0.25	0.26	0.45
EPS (Diluted)	0.11	0.10	0.17	0.25	0.26	0.45
EPS Growth	-16.16%	-43.36%	-30.89%	-3.76%	-42.13%	-41.27%
Dividend Per Share	0.045	0.045	0.040	0.105	0.105	0.200
Dividend Growth	12.50%	12.50%	-61.91%	-	-47.50%	-
Effective Tax Rate	-	-	-	10.48%	15.28%	16.08%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.