HKG:1551 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	55,203	35,590	44,903	42,291	51,119
Investment Securities	519,392	518,079	460,119	369,439	309,443
Trading Asset Securities	33,101	33,447	29,594	81,975	91,629
Total Investments	552,493	551,525	489,714	451,413	401,071
Gross Loans	706,058	720,234	731,318	691,972	657,663
Allowance for Loan Losses	-21,177	-22,026	-22,410	-22,854	-20,109
Net Loans	684,882	698,208	708,909	669,118	637,554
Property, Plant & Equipment	4,631	4,868	4,552	4,652	4,622
Goodwill	634.64	734.24	734.24	734.24	734.24
Other Intangible Assets	468.02	440.72	353.34	284.12	200.17
Investments in Real Estate	20.75	22.97	24.89	32.02	39.68
Accrued Interest Receivable	3,453	3,856	3,088	2,328	1,692
Other Receivables	13,069	5,859	1,121	1,065	1,202
Restricted Cash	49,125	47,232	48,828	50,462	54,401
Long-Term Deferred Tax Assets	14,633	12,127	11,155	10,425	7,665
Other Real Estate Owned & Foreclosed	449.66	404.65	283.98	286.07	495.12
Other Long-Term Assets	879.17	1,464	294.69	277.59	738.73
Total Assets	1,380,008	1,362,408	1,314,042	1,233,454	1,161,629
Accrued Expenses	1,787	1,673	1,899	1,818	1,602
Interest Bearing Deposits	743,237	731,916	695,114	639,332	580,828
Non-Interest Bearing Deposits	266,793	263,821	273,930	300,226	304,994
Total Deposits	1,010,030	995,737	969,044	939,558	885,821
Short-Term Borrowings	24,718	29,624	51,701	38,717	32,360
Current Portion of Long-Term Debt	175,360	161,716	136,761	132,044	122,831
Current Portion of Leases	527.22	194.47	203.04	220.66	275.83
Current Income Taxes Payable	1,096	1,297	868.62	2,231	1,344
Accrued Interest Payable	18,366	20,978	20,762	300.5	221.67
Other Current Liabilities	5,491	6,133	1,454	1,422	15
Long-Term Debt	37,850	38,229	30,873	23,943	22,270
Long-Term Leases	51.54	484.81	547.91	562.49	660.97
Long-Term Unearned Revenue	-	-	90.09	93.6	147.21
Pension & Post-Retirement Benefits	1,036	1,075	944.74	862.05	849.15
Other Long-Term Liabilities	2,600	2,349	2,352	3,433	6,345
Total Liabilities	1,278,913	1,259,490	1,217,502	1,145,205	1,074,743
Preferred Stock, Convertible	-	-	9,839	9,839	9,839
Preferred Stock, Other	-	-	-18.38	-18.38	-18.38
Total Preferred Equity	-	-	9,821	9,821	9,821
Common Stock	14,410	14,410	14,410	11,451	11,451
Retained Earnings	44,180	43,040	42,202	41,415	39,746
Comprehensive Income & Other	35,141	37,408	22,394	18,391	19,010
Total Common Equity	93,730	94,858	79,005	71,258	70,207
Minority Interest	7,366	8,060	7,715	7,171	6,858
Shareholders' Equity	101,096	102,918	96,541	88,249	86,885
Total Liabilities & Equity	1,380,008	1,362,408	1,314,042	1,233,454	1,161,629
Total Debt	238,506	230,248	220,087	195,487	178,398
Net Cash (Debt)	-10,244	-48,955	-61,881	33,781	54,758
Net Cash Growth	-	-	-	-38.31%	-47.95%
Net Cash Per Share	-0.71	-3.40	-5.39	2.95	5.55
Filing Date Shares Outstanding	14,410	14,410	14,410	11,451	11,451
Total Common Shares Outstanding	14,410	14,410	14,410	11,451	11,451
Book Value Per Share	5.67	5.75	5.48	6.22	6.13
Tangible Book Value	92,627	93,683	77,918	70,239	69,272
Tangible Book Value Per Share	5.60	5.67	5.41	6.13	6.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.