Guangzhou Rural Commercial Bank Co., Ltd. (HKG:1551)
Hong Kong · Delayed Price · Currency is HKD 1.430
-0.050 (-3.38%)
Sep 4, 2026, 11:32 AM HKT
HKG:1551 Balance Sheet
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 59,239 | 55,203 | 35,590 | 44,903 | 42,291 | 51,119 |
Investment Securities | 531,145 | 519,392 | 518,079 | 460,119 | 369,439 | 309,443 |
Trading Asset Securities | 80,782 | 33,101 | 33,447 | 29,594 | 81,975 | 91,629 |
Total Investments | 611,926 | 552,493 | 551,525 | 489,714 | 451,413 | 401,071 |
Gross Loans | 675,421 | 706,058 | 720,234 | 731,318 | 691,972 | 657,663 |
Allowance for Loan Losses | - | -21,177 | -22,026 | -22,410 | -22,854 | -20,109 |
Net Loans | 675,421 | 684,882 | 698,208 | 708,909 | 669,118 | 637,554 |
Property, Plant & Equipment | 3,072 | 4,631 | 4,868 | 4,552 | 4,652 | 4,622 |
Goodwill | 634.64 | 634.64 | 734.24 | 734.24 | 734.24 | 734.24 |
Other Intangible Assets | - | 468.02 | 440.72 | 353.34 | 284.12 | 200.17 |
Investments in Real Estate | - | 20.75 | 22.97 | 24.89 | 32.02 | 39.68 |
Accrued Interest Receivable | - | 3,453 | 3,856 | 3,088 | 2,328 | 1,692 |
Other Receivables | - | 13,069 | 5,859 | 1,121 | 1,065 | 1,202 |
Restricted Cash | - | 49,125 | 47,232 | 48,828 | 50,462 | 54,401 |
Long-Term Deferred Tax Assets | 14,904 | 14,633 | 12,127 | 11,155 | 10,425 | 7,665 |
Other Real Estate Owned & Foreclosed | - | 449.66 | 404.65 | 283.98 | 286.07 | 495.12 |
Other Long-Term Assets | 19,520 | 879.17 | 1,464 | 294.69 | 277.59 | 738.73 |
Total Assets | 1,384,716 | 1,380,008 | 1,362,408 | 1,314,042 | 1,233,454 | 1,161,629 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 1,787 | 1,673 | 1,899 | 1,818 | 1,602 |
Interest Bearing Deposits | 994,506 | 743,237 | 731,916 | 695,114 | 639,332 | 580,828 |
Non-Interest Bearing Deposits | - | 266,793 | 263,821 | 273,930 | 300,226 | 304,994 |
Total Deposits | 994,506 | 1,010,030 | 995,737 | 969,044 | 939,558 | 885,821 |
Short-Term Borrowings | 37,127 | 24,718 | 29,624 | 51,701 | 38,717 | 32,360 |
Current Portion of Long-Term Debt | - | 175,360 | 161,716 | 136,761 | 132,044 | 122,831 |
Current Portion of Leases | - | 527.22 | 194.47 | 203.04 | 220.66 | 275.83 |
Current Income Taxes Payable | 1,071 | 1,096 | 1,297 | 868.62 | 2,231 | 1,344 |
Accrued Interest Payable | - | 18,366 | 20,978 | 20,762 | 300.5 | 221.67 |
Other Current Liabilities | 3,269 | 5,491 | 6,133 | 1,454 | 1,422 | 15 |
Long-Term Debt | 229,656 | 37,850 | 38,229 | 30,873 | 23,943 | 22,270 |
Long-Term Leases | - | 51.54 | 484.81 | 547.91 | 562.49 | 660.97 |
Long-Term Unearned Revenue | - | - | - | 90.09 | 93.6 | 147.21 |
Pension & Post-Retirement Benefits | - | 1,036 | 1,075 | 944.74 | 862.05 | 849.15 |
Other Long-Term Liabilities | 17,237 | 2,600 | 2,349 | 2,352 | 3,433 | 6,345 |
Total Liabilities | 1,282,865 | 1,278,913 | 1,259,490 | 1,217,502 | 1,145,205 | 1,074,743 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Convertible | - | - | - | 9,839 | 9,839 | 9,839 |
Preferred Stock, Other | - | - | - | -18.38 | -18.38 | -18.38 |
Total Preferred Equity | - | - | - | 9,821 | 9,821 | 9,821 |
Common Stock | 14,410 | 14,410 | 14,410 | 14,410 | 11,451 | 11,451 |
Retained Earnings | 20,119 | 44,180 | 43,040 | 42,202 | 41,415 | 39,746 |
Comprehensive Income & Other | 60,612 | 35,141 | 37,408 | 22,394 | 18,391 | 19,010 |
Total Common Equity | 95,141 | 93,730 | 94,858 | 79,005 | 71,258 | 70,207 |
Minority Interest | 6,711 | 7,366 | 8,060 | 7,715 | 7,171 | 6,858 |
Shareholders' Equity | 101,852 | 101,096 | 102,918 | 96,541 | 88,249 | 86,885 |
Total Liabilities & Equity | 1,384,716 | 1,380,008 | 1,362,408 | 1,314,042 | 1,233,454 | 1,161,629 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 266,783 | 238,506 | 230,248 | 220,087 | 195,487 | 178,398 |
Net Cash (Debt) | 18,847 | -10,244 | -48,955 | -61,881 | 33,781 | 54,758 |
Net Cash Growth | - | - | - | - | -38.31% | -47.95% |
Net Cash Per Share | 1.28 | -0.71 | -3.40 | -5.39 | 2.95 | 5.55 |
Filing Date Shares Outstanding | 20,186 | 14,410 | 14,410 | 14,410 | 11,451 | 11,451 |
Total Common Shares Outstanding | 20,186 | 14,410 | 14,410 | 14,410 | 11,451 | 11,451 |
Book Value Per Share | 4.71 | 5.67 | 5.75 | 5.48 | 6.22 | 6.13 |
Tangible Book Value | 94,506 | 92,627 | 93,683 | 77,918 | 70,239 | 69,272 |
Tangible Book Value Per Share | 4.68 | 5.60 | 5.67 | 5.41 | 6.13 | 6.05 |