Guangzhou Rural Commercial Bank Co., Ltd. (HKG:1551)

HKG:1551 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	19,190	55,203	35,590	44,903	42,291	51,119
Investment Securities	562,305	519,392	518,079	460,119	369,439	309,443
Trading Asset Securities	38,366	33,101	33,447	29,594	81,975	91,629
Total Investments	600,671	552,493	551,525	489,714	451,413	401,071
Gross Loans	698,784	706,058	720,234	731,318	691,972	657,663
Allowance for Loan Losses	-23,364	-21,177	-22,026	-22,410	-22,854	-20,109
Net Loans	675,421	684,882	698,208	708,909	669,118	637,554
Property, Plant & Equipment	4,460	4,631	4,868	4,552	4,652	4,622
Goodwill	634.64	634.64	734.24	734.24	734.24	734.24
Other Intangible Assets	430.49	468.02	440.72	353.34	284.12	200.17
Investments in Real Estate	20.42	20.75	22.97	24.89	32.02	39.68
Accrued Interest Receivable	4,186	3,453	3,856	3,088	2,328	1,692
Other Receivables	13,358	13,069	5,859	1,121	1,065	1,202
Restricted Cash	48,148	49,125	47,232	48,828	50,462	54,401
Long-Term Deferred Tax Assets	14,904	14,633	12,127	11,155	10,425	7,665
Other Real Estate Owned & Foreclosed	528.5	449.66	404.65	283.98	286.07	495.12
Other Long-Term Assets	2,702	879.17	1,464	294.69	277.59	738.73
Total Assets	1,384,716	1,380,008	1,362,408	1,314,042	1,233,454	1,161,629

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	1,647	1,787	1,673	1,899	1,818	1,602
Interest Bearing Deposits	721,558	743,237	731,916	695,114	639,332	580,828
Non-Interest Bearing Deposits	257,524	266,793	263,821	273,930	300,226	304,994
Total Deposits	979,082	1,010,030	995,737	969,044	939,558	885,821
Short-Term Borrowings	37,127	24,718	29,624	51,701	38,717	32,360
Current Portion of Long-Term Debt	203,542	175,360	161,716	136,761	132,044	122,831
Current Portion of Leases	165.35	527.22	194.47	203.04	220.66	275.83
Current Income Taxes Payable	1,071	1,096	1,297	868.62	2,231	1,344
Accrued Interest Payable	15,594	18,366	20,978	20,762	300.5	221.67
Other Current Liabilities	3,479	5,491	6,133	1,454	1,422	15
Long-Term Debt	35,794	37,850	38,229	30,873	23,943	22,270
Long-Term Leases	362.17	51.54	484.81	547.91	562.49	660.97
Long-Term Unearned Revenue	-	-	-	90.09	93.6	147.21
Pension & Post-Retirement Benefits	1,094	1,036	1,075	944.74	862.05	849.15
Other Long-Term Liabilities	3,909	2,600	2,349	2,352	3,433	6,345
Total Liabilities	1,282,865	1,278,913	1,259,490	1,217,502	1,145,205	1,074,743

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Convertible	-	-	-	9,839	9,839	9,839
Preferred Stock, Other	-	-	-	-18.38	-18.38	-18.38
Total Preferred Equity	-	-	-	9,821	9,821	9,821
Common Stock	14,410	14,410	14,410	14,410	11,451	11,451
Retained Earnings	44,596	44,180	43,040	42,202	41,415	39,746
Comprehensive Income & Other	36,135	35,141	37,408	22,394	18,391	19,010
Total Common Equity	95,141	93,730	94,858	79,005	71,258	70,207
Minority Interest	6,711	7,366	8,060	7,715	7,171	6,858
Shareholders' Equity	101,852	101,096	102,918	96,541	88,249	86,885
Total Liabilities & Equity	1,384,716	1,380,008	1,362,408	1,314,042	1,233,454	1,161,629

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	276,990	238,506	230,248	220,087	195,487	178,398
Net Cash (Debt)	-76,132	-10,244	-48,955	-61,881	33,781	54,758
Net Cash Growth	-	-	-	-	-38.31%	-47.95%
Net Cash Per Share	-5.28	-0.71	-3.40	-5.39	2.95	5.55
Filing Date Shares Outstanding	14,410	14,410	14,410	14,410	11,451	11,451
Total Common Shares Outstanding	14,410	14,410	14,410	14,410	11,451	11,451
Book Value Per Share	5.77	5.67	5.75	5.48	6.22	6.13
Tangible Book Value	94,076	92,627	93,683	77,918	70,239	69,272
Tangible Book Value Per Share	5.70	5.60	5.67	5.41	6.13	6.05

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 23, 2026

Data Sources Report a data error