Guangzhou Rural Commercial Bank Co., Ltd. (HKG:1551)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
1.530
+0.040 (2.68%)
Jul 24, 2026, 3:59 PM HKT

HKG:1551 Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
8,1148,1148,0639,74611,91910,940
Revenue Growth
3.21%0.64%-17.27%-18.23%8.94%-17.68%
Net Income
1,7881,7881,4151,9892,8722,569
Earnings Per Share
0.120.120.100.170.250.26
EPS Growth
8.63%26.42%-43.36%-30.89%-3.76%-42.13%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
2,2692,2692,1652,9514,2324,968
Retail Banking
4,0014,0014,5495,5806,5505,995
Others
186.04186.04-387.4327.86329.99282.21
Financial Market Business
1,6581,6581,7361,188806.45-305.22
Total
8,1148,1148,0639,74611,91910,940

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
228,262228,262181,293158,205229,268233,156
Total Debt
238,506238,506230,248220,087195,487178,398
Net Cash (Debt)
-10,244-10,244-48,955-61,88133,78154,758
Net Cash Growth
-----38.31%-47.95%
Net Cash Per Share
-0.71-0.71-3.40-5.392.955.55

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-751.96-751.96-62,972-59,384-18,438-54,019
Capital Expenditures
-339.85-339.85-866.01-501.28-752.75-450.91
Free Cash Flow
-1,092-1,092-63,838-59,885-19,190-54,470
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.04%22.04%17.54%20.41%24.09%23.48%
FCF Margin
-13.46%-13.46%-791.77%-614.44%-161.01%-497.88%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0530.0460.0450.0400.1050.105
Dividend Per Share Growth
7.34%2.22%12.50%-61.91%0%-47.50%
Dividend Yield
3.48%3.48%3.16%2.19%5.17%4.51%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.0811.0115.5114.479.3112.46
PS Ratio
2.442.432.722.952.242.93