Guangzhou Rural Commercial Bank Co., Ltd. (HKG: 1551)

Guangzhou Rural Commercial Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	44,903	44,903	42,291	51,119	54,142	58,286
Investment Securities	421,915	421,915	369,439	309,443	250,416	206,250
Trading Asset Securities	67,798	67,798	81,975	91,629	90,247	85,432
Total Investments	489,714	489,714	451,413	401,071	340,664	291,682
Gross Loans	731,318	731,318	691,972	657,663	568,926	479,968
Allowance for Loan Losses	-22,410	-22,410	-22,854	-20,109	-15,758	-16,917
Net Loans	708,909	708,909	669,118	637,554	553,168	463,051
Property, Plant & Equipment	4,552	4,552	4,652	4,622	4,884	4,833
Goodwill	734.24	734.24	734.24	734.24	734.24	734.24
Other Intangible Assets	353.34	353.34	284.12	200.17	185.68	166.72
Investments in Real Estate	24.89	24.89	32.02	39.68	47.69	126.79
Accrued Interest Receivable	3,088	3,088	2,328	1,692	1,793	1,798
Other Receivables	1,121	1,121	1,065	1,202	534.95	1,423
Restricted Cash	48,828	48,828	50,462	54,401	63,299	65,728
Long-Term Deferred Tax Assets	11,155	11,155	10,425	7,665	6,706	5,055
Other Real Estate Owned & Foreclosed	283.98	283.98	286.07	495.12	571.63	536.61
Other Long-Term Assets	294.69	294.69	277.59	738.73	1,034	617.3
Total Assets	1,314,042	1,314,042	1,233,454	1,161,629	1,027,872	894,154
Accrued Expenses	1,899	1,899	1,818	1,602	2,443	2,546
Interest Bearing Deposits	715,590	715,590	639,332	580,828	525,870	459,504
Non-Interest Bearing Deposits	273,963	273,963	300,226	304,994	293,614	239,579
Total Deposits	989,553	989,553	939,558	885,821	819,484	699,083
Short-Term Borrowings	51,701	51,701	38,717	32,360	10,070	9,730
Current Portion of Long-Term Debt	136,761	136,761	132,044	122,831	85,915	77,015
Current Portion of Leases	203.04	203.04	220.66	275.83	276.33	251.67
Current Income Taxes Payable	868.62	868.62	2,231	1,344	1,920	2,323
Accrued Interest Payable	253.11	253.11	300.5	221.67	219.78	239.19
Other Current Liabilities	1,467	1,467	1,422	15	15	18.69
Long-Term Debt	30,873	30,873	23,943	22,270	22,899	22,107
Long-Term Leases	547.91	547.91	562.49	660.97	681.65	673.86
Long-Term Unearned Revenue	90.09	90.09	93.6	147.21	156.71	253.71
Pension & Post-Retirement Benefits	944.74	944.74	862.05	849.15	827.87	672.37
Other Long-Term Liabilities	2,339	2,339	3,433	6,345	7,078	5,530
Total Liabilities	1,217,502	1,217,502	1,145,205	1,074,743	951,986	820,445
Preferred Stock, Convertible	9,839	9,839	9,839	9,839	9,839	9,839
Preferred Stock, Other	-18.38	-18.38	-18.38	-18.38	-18.38	-18.38
Total Preferred Equity	9,821	9,821	9,821	9,821	9,821	9,821
Common Stock	14,410	14,410	11,451	11,451	9,808	9,808
Retained Earnings	42,202	42,202	41,415	39,746	39,138	36,684
Comprehensive Income & Other	22,394	22,394	18,391	19,010	10,720	12,034
Total Common Equity	79,005	79,005	71,258	70,207	59,666	58,526
Minority Interest	7,715	7,715	7,171	6,858	6,398	5,363
Shareholders' Equity	96,541	96,541	88,249	86,885	75,885	73,709
Total Liabilities & Equity	1,314,042	1,314,042	1,233,454	1,161,629	1,027,872	894,154
Total Debt	220,087	220,087	195,487	178,398	119,842	109,778
Net Cash (Debt)	-23,678	-23,678	33,781	54,758	105,208	89,886
Net Cash Growth	-	-	-38.31%	-47.95%	17.05%	-6.08%
Net Cash Per Share	-2.06	-2.06	2.95	5.55	10.73	9.16
Filing Date Shares Outstanding	14,410	14,410	11,451	11,451	9,808	9,808
Total Common Shares Outstanding	14,410	14,410	11,451	11,451	9,808	9,808
Book Value Per Share	5.48	5.48	6.22	6.13	6.08	5.97
Tangible Book Value	77,918	77,918	70,239	69,272	58,746	57,625
Tangible Book Value Per Share	5.41	5.41	6.13	6.05	5.99	5.88

Source: S&P Capital IQ. Banks template. Financial Sources.