HKG:1577 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	105.28	112.74	140.18	138.5	139.79	146.25
Total Interest Expense	0.19	0.44	0.8	2.9	2.09	2.71
Net Interest Income	105.09	112.3	139.38	135.6	137.69	143.55
Revenue Before Loan Losses	105.09	112.3	139.38	135.6	137.69	143.55
Provision for Loan Losses	5.13	13.15	26.2	7.85	10.94	69.12
Revenue	99.96	99.16	113.18	127.75	126.75	74.42
Revenue Growth (YoY)	0.11%	-12.39%	-11.40%	0.78%	70.32%	-39.95%
Cost of Services Provided	21.97	22.17	23.07	23.59	24.25	25.62
Other Operating Expenses	0.87	0.84	0.95	0.93	1.21	0.99
Total Operating Expenses	22.83	23.02	24.02	24.52	25.46	26.6
Operating Income	77.12	76.14	89.16	103.23	101.29	47.82
Currency Exchange Gain (Loss)	-0.1	-0.06	0	0.25	-0.24	-0.35
EBT Excluding Unusual Items	77.79	80.37	95.35	108.38	103.97	50.34
Gain (Loss) on Sale of Investments	67.88	54.88	4.21	-12.32	-9.09	20.45
Impairment of Goodwill	-9.15	-9.15	-	-	-	-
Pretax Income	136.59	126.13	99.57	95.63	82.2	70.79
Income Tax Expense	33.77	29.79	23.38	23.2	20.25	16.91
Earnings From Continuing Ops.	102.82	96.33	76.19	72.43	61.96	53.88
Minority Interest in Earnings	-1.34	-4.62	-11.37	-11.73	-19.88	-12.78
Net Income	101.48	91.71	64.81	60.7	42.08	41.1
Net Income to Common	101.48	91.71	64.81	60.7	42.08	41.1
Net Income Growth	60.46%	41.50%	6.78%	44.25%	2.39%	-36.21%
Shares Outstanding (Basic)	680	680	680	680	680	680
Shares Outstanding (Diluted)	680	680	680	680	680	680
EPS (Basic)	0.15	0.13	0.10	0.09	0.06	0.06
EPS (Diluted)	0.14	0.13	0.10	0.09	0.06	0.06
EPS Growth	50.54%	36.39%	6.78%	48.77%	-	-33.33%
Free Cash Flow	-25.83	145.9	67.35	213.57	38.92	59.01
Free Cash Flow Per Share	-0.04	0.21	0.10	0.31	0.06	0.09
Dividend Per Share	0.050	0.050	0.050	0.050	0.050	0.050
Operating Margin	77.16%	76.79%	78.78%	80.81%	79.91%	64.25%
Profit Margin	101.52%	92.49%	57.27%	47.52%	33.20%	55.22%
Free Cash Flow Margin	-25.84%	147.14%	59.51%	167.18%	30.71%	79.29%
Effective Tax Rate	24.73%	23.62%	23.48%	24.26%	24.63%	23.89%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.