HKG:1577 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	110.2	112.74	140.18	138.5	139.79
Total Interest Expense	0.75	0.44	0.8	2.9	2.09
Net Interest Income	109.45	112.3	139.38	135.6	137.69
Revenue Before Loan Losses	109.45	112.3	139.38	135.6	137.69
Provision for Loan Losses	13.33	13.15	26.2	7.85	10.94
Revenue	96.12	99.16	113.18	127.75	126.75
Revenue Growth (YoY)	-3.06%	-12.39%	-11.40%	0.78%	70.32%
Cost of Services Provided	23.93	22.17	23.07	23.59	24.25
Other Operating Expenses	-	0.84	0.95	0.93	1.21
Total Operating Expenses	23.93	23.02	24.02	24.52	25.46
Operating Income	72.19	76.14	89.16	103.23	101.29
Currency Exchange Gain (Loss)	-0.02	-0.06	0	0.25	-0.24
EBT Excluding Unusual Items	73.27	80.37	95.35	108.38	103.97
Gain (Loss) on Sale of Investments	70.49	54.88	4.21	-12.32	-9.09
Impairment of Goodwill	-7.57	-9.15	-	-	-
Pretax Income	136.19	126.13	99.57	95.63	82.2
Income Tax Expense	36.11	29.79	23.38	23.2	20.25
Earnings From Continuing Ops.	100.07	96.33	76.19	72.43	61.96
Minority Interest in Earnings	-0.15	-4.62	-11.37	-11.73	-19.88
Net Income	99.92	91.71	64.81	60.7	42.08
Net Income to Common	99.92	91.71	64.81	60.7	42.08
Net Income Growth	8.95%	41.50%	6.78%	44.25%	2.39%
Shares Outstanding (Basic)	666	680	680	680	680
Shares Outstanding (Diluted)	666	680	680	680	680
Shares Change (YoY)	-2.04%	-	-	-	-
EPS (Basic)	0.15	0.13	0.10	0.09	0.06
EPS (Diluted)	0.15	0.13	0.10	0.09	0.06
EPS Growth	15.38%	36.39%	6.78%	48.77%	-
Free Cash Flow	-115.61	145.9	67.35	213.57	38.92
Free Cash Flow Per Share	-0.17	0.21	0.10	0.31	0.06
Dividend Per Share	-	0.050	0.050	0.050	0.050
Operating Margin	75.11%	76.79%	78.78%	80.81%	79.91%
Profit Margin	103.96%	92.49%	57.27%	47.52%	33.20%
Free Cash Flow Margin	-120.28%	147.14%	59.51%	167.18%	30.71%
Effective Tax Rate	26.52%	23.62%	23.48%	24.26%	24.63%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.