Quanzhou Huixin Micro-credit Co., Ltd. (HKG:1577)

Hong Kong · Delayed Price · Currency is HKD

1.030

0.00 (0.00%)

Jul 24, 2026, 11:18 AM HKT

HKG:1577 Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	96.12	96.12	99.16	113.18	127.75	126.75
Revenue Growth	-3.84%	-3.06%	-12.39%	-11.40%	0.78%	70.32%
Operating Income	72.19	72.19	76.14	89.16	103.23	101.29
Net Income	99.92	99.92	91.71	64.81	60.7	42.08
Earnings Per Share	0.15	0.15	0.13	0.10	0.09	0.06
EPS Growth	4.96%	13.04%	36.39%	6.78%	48.77%	0%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	326.62	326.62	443.4	361.16	461.32	324.64
Total Debt	109.29	109.29	0.95	11.64	40.11	107.7
Net Cash (Debt)	217.34	217.34	442.45	349.52	421.21	216.93
Net Cash Growth	-10.94%	-50.88%	26.59%	-17.02%	94.17%	-37.72%
Net Cash Per Share	0.32	0.32	0.65	0.51	0.62	0.32

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-114.48	-114.48	200.2	67.61	215.19	43.48
Capital Expenditures	-1.13	-1.13	-54.3	-0.26	-1.62	-4.55
Free Cash Flow	-115.61	-115.61	145.9	67.35	213.57	38.92
Free Cash Flow Growth	-	-	116.63%	-68.46%	448.72%	-34.04%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	75.11%	75.11%	76.79%	78.78%	80.81%	79.91%
Pretax Margin	141.69%	141.69%	127.20%	87.97%	74.86%	64.85%
Profit Margin	103.96%	103.96%	92.49%	57.27%	47.52%	33.20%
FCF Margin	-120.28%	-120.28%	147.14%	59.51%	167.18%	30.71%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.058	0.050	0.050	0.050	0.050	0.050
Dividend Per Share Growth	5.24%	0%	0%	0%	0%	0%
Dividend Yield	5.65%	5.94%	8.34%	13.57%	12.70%	7.90%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.30	6.12	5.02	4.76	5.95	15.27
P/FCF Ratio	-	-	3.15	4.58	1.69	16.51
PS Ratio	6.55	6.36	4.64	2.73	2.83	5.07