Quanzhou Huixin Micro-credit Co., Ltd. (HKG:1577)

Hong Kong · Delayed Price · Currency is HKD

1.020

-0.010 (-0.97%)

Aug 28, 2026, 3:27 PM HKT

HKG:1577 Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	107	96.12	99.16	113.18	127.75	126.75
Revenue Growth	11.32%	-3.06%	-12.39%	-11.40%	0.78%	70.32%
Operating Income	81.84	72.19	76.14	89.16	103.23	101.29
Net Income	100.47	99.92	91.71	64.81	60.7	42.08
Earnings Per Share	0.15	0.15	0.13	0.10	0.09	0.06
EPS Growth	0.55%	13.04%	36.39%	6.78%	48.77%	0%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	323.89	326.62	443.4	361.16	461.32	324.64
Total Debt	41.3	109.29	0.95	11.64	40.11	107.7
Net Cash (Debt)	282.59	217.34	442.45	349.52	421.21	216.93
Net Cash Growth	30.03%	-50.88%	26.59%	-17.02%	94.17%	-37.72%
Net Cash Per Share	0.42	0.32	0.65	0.51	0.62	0.32

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	76.74	-114.48	200.2	67.61	215.19	43.48
Capital Expenditures	-0.85	-1.13	-54.3	-0.26	-1.62	-4.55
Free Cash Flow	75.89	-115.61	145.9	67.35	213.57	38.92
Free Cash Flow Growth	-	-	116.63%	-68.46%	448.72%	-34.04%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	76.48%	75.11%	76.79%	78.78%	80.81%	79.91%
Pretax Margin	127.47%	141.69%	127.20%	87.97%	74.86%	64.85%
Profit Margin	93.90%	103.96%	92.49%	57.27%	47.52%	33.20%
FCF Margin	70.93%	-120.28%	147.14%	59.51%	167.18%	30.71%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.058	0.050	0.050	0.050	0.050	0.050
Dividend Per Share Growth	5.24%	0%	0%	0%	0%	0%
Dividend Yield	5.72%	5.94%	8.34%	13.57%	12.70%	7.90%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.98	6.12	5.02	4.76	5.95	15.27
P/FCF Ratio	7.92	-	3.15	4.58	1.69	16.51
PS Ratio	5.61	6.36	4.64	2.73	2.83	5.07