Bank of Tianjin Co., Ltd. (HKG:1578)

Bank of Tianjin Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	30,174	30,985	31,212	30,386	30,372	30,554
Interest Paid on Deposits	18,968	19,671	19,792	18,913	17,447	16,907
Net Interest Income	11,206	11,314	11,420	11,473	12,925	13,646
Net Interest Income Growth (YoY)	-6.47%	-0.93%	-0.46%	-11.24%	-5.28%	3.20%
Income From Trading Activities	1,510	1,012	360.87	795.67	649.68	-446.87
Gain (Loss) on Sale of Investments	359.23	245.93	30.72	101.04	40.21	25.83
Other Non-Interest Income	3,705	4,136	4,644	3,389	4,079	3,971
Total Non-Interest Income	5,575	5,394	5,036	4,286	4,769	3,550
Non-Interest Income Growth (YoY)	9.31%	7.13%	17.49%	-10.13%	34.32%	-2.07%
Revenues Before Loan Losses	16,781	16,709	16,456	15,759	17,694	17,197
Provision for Loan Losses	7,510	7,583	7,770	7,525	9,852	8,231
Revenue	9,270	9,125	8,686	8,234	7,842	8,966
Revenue Growth (YoY)	-5.20%	5.06%	5.49%	5.00%	-12.54%	-4.80%
Salaries and Employee Benefits	2,670	2,606	2,449	2,279	2,375	2,069
Occupancy Expenses	617.25	637.24	717.53	746.66	743.43	645.42
Amortization of Goodwill & Intangibles	156.02	150.95	153.75	165.6	131.48	104.72
Selling, General & Administrative	1,316	1,322	1,236	1,051	963.79	930.31
Other Non-Interest Expense	227.76	225.23	233.56	206.62	210.91	203.95
Total Non-Interest Expense	4,967	4,923	4,765	4,424	4,400	3,931
EBT Excluding Unusual Items	4,303	4,203	3,920	3,810	3,442	5,035
Pretax Income	4,303	4,203	3,920	3,810	3,442	5,035
Income Tax Expense	441.54	373.9	153.23	246.49	227.44	691.67
Earnings From Continuing Operations	3,862	3,829	3,767	3,563	3,214	4,343
Minority Interest in Earnings	-38.17	-27.39	-7	1.9	-18.28	-35.83
Net Income	3,823	3,802	3,760	3,565	3,196	4,308
Net Income to Common	3,823	3,802	3,760	3,565	3,196	4,308
Net Income Growth	-21.84%	1.11%	5.47%	11.54%	-25.80%	-5.29%
Basic Shares Outstanding	6,071	6,071	6,071	6,071	6,071	6,071
Diluted Shares Outstanding	6,071	6,071	6,071	6,071	6,071	6,071
EPS (Basic)	0.63	0.63	0.62	0.59	0.53	0.71
EPS (Diluted)	0.63	0.63	0.62	0.59	0.53	0.71
EPS Growth	-21.84%	1.11%	5.47%	11.54%	-25.80%	-5.29%
Dividend Per Share	0.137	0.137	0.120	-	-	-
Dividend Growth	14.00%	14.00%	-	-	-	-
Effective Tax Rate	10.26%	8.90%	3.91%	6.47%	6.61%	13.74%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.