Bank of Tianjin Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	30,470	30,985	31,212	30,386	30,372
Interest Paid on Deposits	18,022	19,671	19,792	18,913	17,447
Net Interest Income	12,448	11,314	11,420	11,473	12,925
Net Interest Income Growth (YoY)	10.02%	-0.93%	-0.46%	-11.24%	-5.28%
Income From Trading Activities	886.05	1,012	360.87	795.67	649.68
Gain (Loss) on Sale of Investments	477.53	245.93	30.72	101.04	40.21
Other Non-Interest Income	3,143	4,136	4,644	3,389	4,079
Total Non-Interest Income	4,507	5,394	5,036	4,286	4,769
Non-Interest Income Growth (YoY)	-16.46%	7.13%	17.49%	-10.13%	34.32%
Revenues Before Loan Losses	16,955	16,709	16,456	15,759	17,694
Provision for Loan Losses	7,692	7,583	7,770	7,525	9,852
Revenue	9,263	9,125	8,686	8,234	7,842
Revenue Growth (YoY)	1.51%	5.06%	5.49%	5.00%	-12.54%
Salaries and Employee Benefits	2,664	2,606	2,449	2,279	2,375
Occupancy Expenses	610.91	637.24	717.53	746.66	743.43
Amortization of Goodwill & Intangibles	155.57	150.95	153.75	165.6	131.48
Selling, General & Administrative	1,259	1,322	1,236	1,051	963.79
Other Non-Interest Expense	227.65	225.23	233.56	206.62	210.91
Total Non-Interest Expense	4,905	4,923	4,765	4,424	4,400
EBT Excluding Unusual Items	4,358	4,203	3,920	3,810	3,442
Pretax Income	4,358	4,203	3,920	3,810	3,442
Income Tax Expense	430.28	373.9	153.23	246.49	227.44
Earnings From Continuing Operations	3,928	3,829	3,767	3,563	3,214
Minority Interest in Earnings	-62.02	-27.39	-7	1.9	-18.28
Net Income	3,866	3,802	3,760	3,565	3,196
Net Income to Common	3,866	3,802	3,760	3,565	3,196
Net Income Growth	1.70%	1.11%	5.47%	11.54%	-25.80%
Basic Shares Outstanding	6,071	6,071	6,071	6,071	6,071
Diluted Shares Outstanding	6,071	6,071	6,071	6,071	6,071
EPS (Basic)	0.64	0.63	0.62	0.59	0.53
EPS (Diluted)	0.64	0.63	0.62	0.59	0.53
EPS Growth	1.70%	1.11%	5.47%	11.54%	-25.80%
Dividend Per Share	0.137	0.137	0.120	-	-
Dividend Growth	-	14.00%	-	-	-
Effective Tax Rate	9.87%	8.90%	3.91%	6.47%	6.61%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.