Global International Credit Group Limited (HKG:1669)

HKG:1669 Income Statement

Financials in millions HKD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	77.19	89.88	87.86	90.52	85.98
Total Interest Expense	0.15	0.26	0.42	1.33	0.36
Net Interest Income	77.04	89.62	87.44	89.19	85.63
Other Revenue	7.34	2.26	1.64	0.01	0
Revenue Before Loan Losses	84.38	91.88	89.07	89.21	85.63
Provision for Loan Losses	-	8.43	4.23	2.76	-0.34
Revenue	84.38	83.45	84.84	86.44	85.97
Revenue Growth (YoY)	1.12%	-1.65%	-1.85%	0.56%	-13.83%
Salaries & Employee Benefits	-	12.07	10.72	10.52	10.73
Cost of Services Provided	23.94	9.14	7.8	11.29	8.33
Other Operating Expenses	-2.34	1.54	0.33	-0.05	0.06
Total Operating Expenses	21.6	26.6	23.04	25.37	23.06
Operating Income	62.78	56.85	61.8	61.08	62.91
EBT Excluding Unusual Items	62.78	56.85	61.8	61.08	62.91
Pretax Income	61.22	55.05	60.16	61.08	62.91
Income Tax Expense	8.99	9.29	9.85	10.12	10.39
Net Income	52.23	45.76	50.3	50.96	52.52
Net Income to Common	52.23	45.76	50.3	50.96	52.52
Net Income Growth	14.15%	-9.03%	-1.29%	-2.97%	-18.15%
Shares Outstanding (Basic)	399	400	400	400	400
Shares Outstanding (Diluted)	399	400	400	400	400
Shares Change (YoY)	-0.32%	-	-	-	-
EPS (Basic)	0.13	0.11	0.13	0.13	0.13
EPS (Diluted)	0.13	0.11	0.13	0.13	0.13
EPS Growth	14.51%	-9.03%	-1.29%	-2.97%	-18.15%
Free Cash Flow	-	150.62	82.03	-32.33	16.11
Free Cash Flow Per Share	-	0.38	0.20	-0.08	0.04
Dividend Per Share	-	0.050	0.050	0.051	0.053
Dividend Growth	-	-	-1.96%	-3.77%	-17.19%
Operating Margin	74.40%	68.13%	72.84%	70.65%	73.18%
Profit Margin	61.90%	54.84%	59.29%	58.95%	61.09%
Free Cash Flow Margin	-	180.50%	96.68%	-37.39%	18.74%
Effective Tax Rate	14.68%	16.87%	16.38%	16.56%	16.51%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.