HKG:1669 Income Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	85.49	89.88	87.86	90.52	85.98	103.28
Total Interest Expense	0.19	0.26	0.42	1.33	0.36	5.09
Net Interest Income	85.3	89.62	87.44	89.19	85.63	98.19
Other Revenue	4.49	2.26	1.64	0.01	0	0.04
Revenue Before Loan Losses	90.12	91.88	89.07	89.21	85.63	98.22
Provision for Loan Losses	4.65	8.43	4.23	2.76	-0.34	-1.54
Revenue	85.46	83.45	84.84	86.44	85.97	99.76
Revenue Growth (YoY)	2.01%	-1.65%	-1.85%	0.56%	-13.83%	-5.32%
Salaries & Employee Benefits	12.44	12.07	10.72	10.52	10.73	11.31
Cost of Services Provided	7.88	9.14	7.8	11.29	8.33	8.69
Other Operating Expenses	1.47	1.54	0.33	-0.05	0.06	0.02
Total Operating Expenses	24.55	26.6	23.04	25.37	23.06	24.47
Operating Income	60.91	56.85	61.8	61.08	62.91	75.3
Currency Exchange Gain (Loss)	0.44	-	-	-	-	-
EBT Excluding Unusual Items	61.35	56.85	61.8	61.08	62.91	76.59
Pretax Income	58.49	55.05	60.16	61.08	62.91	76.59
Income Tax Expense	9.54	9.29	9.85	10.12	10.39	12.43
Net Income	48.95	45.76	50.3	50.96	52.52	64.17
Net Income to Common	48.95	45.76	50.3	50.96	52.52	64.17
Net Income Growth	2.87%	-9.03%	-1.29%	-2.97%	-18.15%	2.66%
Shares Outstanding (Basic)	400	400	400	400	400	400
Shares Outstanding (Diluted)	400	400	400	400	400	400
EPS (Basic)	0.12	0.11	0.13	0.13	0.13	0.16
EPS (Diluted)	0.12	0.11	0.13	0.13	0.13	0.16
EPS Growth	2.87%	-9.03%	-1.29%	-2.97%	-18.15%	2.66%
Free Cash Flow	176.89	150.62	82.03	-32.33	16.11	249.99
Free Cash Flow Per Share	0.44	0.38	0.20	-0.08	0.04	0.63
Dividend Per Share	0.078	0.050	0.050	0.051	0.053	0.064
Dividend Growth	56.00%	-	-1.96%	-3.77%	-17.19%	36.17%
Operating Margin	71.28%	68.13%	72.84%	70.65%	73.18%	75.48%
Profit Margin	57.28%	54.84%	59.29%	58.95%	61.09%	64.32%
Free Cash Flow Margin	206.97%	180.50%	96.68%	-37.39%	18.74%	250.59%
Effective Tax Rate	16.30%	16.87%	16.38%	16.56%	16.51%	16.22%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.