Global International Credit Group Limited (HKG:1669)

Silk Road Medical Income Statement

Financials in millions HKD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	89.88	87.86	90.52	85.98	103.28
Total Interest Expense	0.26	0.42	1.33	0.36	5.09
Net Interest Income	89.62	87.44	89.19	85.63	98.19
Other Revenue	2.26	1.64	0.01	0	0.04
Revenue Before Loan Losses	91.88	89.07	89.21	85.63	98.22
Provision for Loan Losses	8.43	4.23	2.76	-0.34	-1.54
Revenue	83.45	84.84	86.44	85.97	99.76
Revenue Growth (YoY)	-1.65%	-1.85%	0.56%	-13.83%	-5.32%
Salaries & Employee Benefits	12.07	10.72	10.52	10.73	11.31
Cost of Services Provided	9.14	7.8	11.29	8.33	8.69
Other Operating Expenses	1.54	0.33	-0.05	0.06	0.02
Total Operating Expenses	26.6	23.04	25.37	23.06	24.47
Operating Income	56.85	61.8	61.08	62.91	75.3
EBT Excluding Unusual Items	56.85	61.8	61.08	62.91	76.59
Pretax Income	55.05	60.16	61.08	62.91	76.59
Income Tax Expense	9.29	9.85	10.12	10.39	12.43
Net Income	45.76	50.3	50.96	52.52	64.17
Net Income to Common	45.76	50.3	50.96	52.52	64.17
Net Income Growth	-9.03%	-1.29%	-2.97%	-18.15%	2.66%
Shares Outstanding (Basic)	400	400	400	400	400
Shares Outstanding (Diluted)	400	400	400	400	400
EPS (Basic)	0.11	0.13	0.13	0.13	0.16
EPS (Diluted)	0.11	0.13	0.13	0.13	0.16
EPS Growth	-9.03%	-1.29%	-2.97%	-18.15%	2.66%
Free Cash Flow	150.62	82.03	-32.33	16.11	249.99
Free Cash Flow Per Share	0.38	0.20	-0.08	0.04	0.63
Dividend Per Share	0.050	0.050	0.051	0.053	0.064
Dividend Growth	-	-1.96%	-3.77%	-17.19%	36.17%
Operating Margin	68.13%	72.84%	70.65%	73.18%	75.48%
Profit Margin	54.84%	59.29%	58.95%	61.09%	64.32%
Free Cash Flow Margin	180.50%	96.68%	-37.39%	18.74%	250.59%
Effective Tax Rate	16.87%	16.38%	16.56%	16.51%	16.22%

Updated Sep 26, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.