HKG:1669 Income Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	77.19	89.88	87.86	90.52	85.98
Total Interest Expense	0.15	0.26	0.42	1.33	0.36
Net Interest Income	77.04	89.62	87.44	89.19	85.63
Gain (Loss) on Sale of Investments	-0.1	-	-	-	-
Other Revenue	8.37	2.26	1.64	0.01	0
Revenue Before Loan Losses	85.32	91.88	89.07	89.21	85.63
Provision for Loan Losses	-0.67	8.62	4.23	2.76	-0.34
Revenue	85.99	83.26	84.84	86.44	85.97
Revenue Growth (YoY)	3.28%	-1.86%	-1.85%	0.56%	-13.83%
Salaries & Employee Benefits	13.09	12.07	10.72	10.52	10.73
Cost of Services Provided	6.49	9.14	7.8	11.29	8.33
Other Operating Expenses	-1.67	1.36	0.33	-0.05	0.06
Total Operating Expenses	20.64	26.41	23.04	25.37	23.06
Operating Income	65.35	56.85	61.8	61.08	62.91
Currency Exchange Gain (Loss)	-0.94	-	-	-	-
EBT Excluding Unusual Items	62.78	56.85	61.8	61.08	62.91
Pretax Income	61.22	55.05	60.16	61.08	62.91
Income Tax Expense	8.99	9.29	9.85	10.12	10.39
Net Income	52.23	45.76	50.3	50.96	52.52
Net Income to Common	52.23	45.76	50.3	50.96	52.52
Net Income Growth	14.15%	-9.03%	-1.29%	-2.97%	-18.15%
Shares Outstanding (Basic)	400	400	400	400	400
Shares Outstanding (Diluted)	400	400	400	400	400
EPS (Basic)	0.13	0.11	0.13	0.13	0.13
EPS (Diluted)	0.13	0.11	0.13	0.13	0.13
EPS Growth	14.14%	-9.03%	-1.29%	-2.97%	-18.15%
Free Cash Flow	-	150.62	82.03	-32.33	16.11
Free Cash Flow Per Share	-	0.38	0.20	-0.08	0.04
Dividend Per Share	0.052	0.050	0.050	0.051	0.053
Dividend Growth	4.00%	-	-1.96%	-3.77%	-17.19%
Operating Margin	75.99%	68.28%	72.84%	70.65%	73.18%
Profit Margin	60.75%	54.96%	59.29%	58.95%	61.09%
Free Cash Flow Margin	-	180.90%	96.68%	-37.39%	18.74%
Effective Tax Rate	14.68%	16.87%	16.38%	16.56%	16.51%