Luzhou Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	8,182	7,967	7,518	7,224	7,495	6,950
Interest Paid on Deposits	3,779	3,893	3,999	4,135	4,237	4,012
Net Interest Income	4,404	4,074	3,519	3,088	3,258	2,938
Net Interest Income Growth (YoY)	24.04%	15.77%	13.94%	-5.21%	10.89%	6.59%
Income From Trading Activities	568.77	568.77	939.89	1,171	369.16	556.7
Gain (Loss) on Sale of Assets	-	-	-0.34	-1.72	-0.07	-0.7
Gain (Loss) on Sale of Investments	90.32	90.32	259.89	354.06	134.49	209.55
Other Non-Interest Income	128.83	127.99	490.91	158.74	140.25	72.57
Total Non-Interest Income	787.92	787.08	1,690	1,682	643.83	838.12
Non-Interest Income Growth (YoY)	-45.99%	-53.44%	0.49%	161.26%	-23.18%	110.43%
Revenues Before Loan Losses	5,192	4,861	5,209	4,770	3,902	3,776
Provision for Loan Losses	948.57	707.36	1,625	1,793	1,311	1,332
Revenue	4,243	4,153	3,584	2,977	2,591	2,444
Revenue Growth (YoY)	18.60%	15.88%	20.38%	14.91%	6.02%	27.64%
Salaries and Employee Benefits	1,051	1,051	895.57	843.48	824.25	788.14
Occupancy Expenses	210.16	210.16	182.37	171.77	176.53	183.72
Selling, General & Administrative	694.25	639.9	571.71	613.9	482.05	451.8
Other Non-Interest Expense	156.65	154.42	137.33	82.23	86.42	68.84
Total Non-Interest Expense	2,126	2,070	1,799	1,727	1,577	1,510
EBT Excluding Unusual Items	2,117	2,084	1,785	1,251	1,014	934.31
Pretax Income	2,117	2,084	1,785	1,251	1,014	934.31
Income Tax Expense	546.96	541.39	509.1	256.55	206.95	200.05
Earnings From Continuing Operations	1,570	1,542	1,276	994.24	807.53	734.26
Minority Interest in Earnings	4.55	-0.96	-	-	-	-
Net Income	1,575	1,541	1,276	994.24	807.53	734.26
Preferred Dividends & Other Adjustments	111.9	111.9	95.1	95.1	95.1	95.1
Net Income to Common	1,463	1,430	1,181	899.14	712.43	639.16
Net Income Growth	32.74%	20.83%	28.31%	23.12%	9.98%	27.46%
Basic Shares Outstanding	2,718	2,718	2,718	2,718	2,718	2,718
Diluted Shares Outstanding	2,718	2,718	2,718	2,718	2,718	2,718
EPS (Basic)	0.54	0.53	0.43	0.33	0.26	0.24
EPS (Diluted)	0.54	0.53	0.43	0.33	0.26	0.24
EPS Growth	35.54%	22.32%	30.30%	26.92%	10.55%	11.99%
Dividend Per Share	0.130	0.130	0.120	0.090	0.080	-
Dividend Growth	8.33%	8.33%	33.33%	12.50%	-	-
Effective Tax Rate	25.84%	25.98%	28.52%	20.51%	20.40%	21.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.