Luzhou Bank Co., Ltd. (HKG:1983)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
2.030
-0.050 (-2.40%)
Sep 3, 2026, 6:09 PM HKT

Luzhou Bank Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,3744,1533,5842,9772,5912,444
Revenue Growth
13.32%15.88%20.38%14.91%6.02%27.64%
Net Income
1,5741,4301,181899.14712.43639.16
Earnings Per Share
0.580.530.430.330.260.24
EPS Growth
23.48%22.32%30.30%26.92%10.55%11.99%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
2,6431,6951,0912,2461,130
Financial Markets
686.381,0891,464997.96952.47
Retail Banking
781.99482.02367.51611.37341.02
Others
42.13317.4854.0246.2914.5
Total
4,1533,5842,9773,9022,438

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
34,92340,34636,57036,09932,00020,987
Total Debt
28,05329,09120,13627,51327,67928,401
Net Cash (Debt)
6,87011,25516,4348,5874,320-7,414
Net Cash Growth
-57.83%-31.51%91.38%98.76%--
Net Cash Per Share
2.534.146.053.161.59-2.73

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-12,710-27,148-15,980-17,022-12,407-8,650
Capital Expenditures
-826.3-828.2-205.1-242.77-226.82-241.75
Free Cash Flow
-13,536-27,976-16,185-17,265-12,633-8,892
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.99%34.42%32.94%30.20%27.50%26.15%
FCF Margin
-309.46%-673.59%-451.56%-579.87%-487.56%-363.79%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.1520.1300.1200.0900.080
Dividend Per Share Growth
13.71%8.33%33.33%12.50%-
Dividend Yield
7.54%7.13%7.40%4.77%3.57%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.043.714.226.7510.469.98
PS Ratio
1.091.281.392.042.882.61