Luzhou Bank Co., Ltd. (HKG:1983)

Hong Kong · Delayed Price · Currency is HKD

2.290

0.00 (0.00%)

Jul 20, 2026, 10:55 AM HKT

Luzhou Bank Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,243	4,153	3,584	2,977	2,591	2,444
Revenue Growth	18.60%	15.88%	20.38%	14.91%	6.02%	27.64%
Net Income	1,463	1,430	1,181	899.14	712.43	639.16
Earnings Per Share	0.54	0.53	0.43	0.33	0.26	0.24
EPS Growth	35.54%	22.32%	30.30%	26.92%	10.55%	11.99%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Corporate Banking	2,643	1,695	1,091	2,246	1,130
Financial Markets	686.38	1,089	1,464	997.96	952.47
Retail Banking	781.99	482.02	367.51	611.37	341.02
Others	42.13	317.48	54.02	46.29	14.5
Total	4,153	3,584	2,977	3,902	2,438

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	44,242	40,346	36,570	36,099	32,000	20,987
Total Debt	22,326	29,091	20,136	27,513	27,679	28,401
Net Cash (Debt)	21,916	11,255	16,434	8,587	4,320	-7,414
Net Cash Growth	-17.46%	-31.51%	91.38%	98.76%	-	-
Net Cash Per Share	8.06	4.14	6.05	3.16	1.59	-2.73

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	-27,148	-15,980	-17,022	-12,407	-8,650
Capital Expenditures	-	-828.2	-205.1	-242.77	-226.82	-241.75
Free Cash Flow	-	-27,976	-16,185	-17,265	-12,633	-8,892
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	34.48%	34.42%	32.94%	30.20%	27.50%	26.15%
FCF Margin	-	-673.59%	-451.56%	-579.87%	-487.56%	-363.79%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul '26 Jul 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	0.151	0.130	0.120	0.090	0.080
Dividend Per Share Growth	13.71%	8.33%	33.33%	12.50%	-
Dividend Yield	6.57%	7.13%	7.40%	4.77%	3.57%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	3.74	3.71	4.22	6.75	10.46	9.98
PS Ratio	1.29	1.28	1.39	2.04	2.88	2.61