VCREDIT Holdings Limited (HKG:2003)

VCREDIT Holdings Statistics

Total Valuation

HKG:2003 has a market cap or net worth of HKD 1.08 billion.

Market Cap	1.08B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, March 24, 2026.

Earnings Date	Mar 24, 2026
Ex-Dividend Date	Oct 15, 2025

Share Statistics

HKG:2003 has 485.58 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	485.58M
Shares Outstanding	485.58M
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	+0.12%
Owned by Insiders (%)	59.34%
Owned by Institutions (%)	1.97%
Float	77.29M

Valuation Ratios

The trailing PE ratio is 1.73.

PE Ratio	1.73
Forward PE	n/a
PS Ratio	0.29
PB Ratio	0.21
P/TBV Ratio	0.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.71, with a Debt / Equity ratio of 1.57.

Current Ratio	3.71
Quick Ratio	2.98
Debt / Equity	1.57
Debt / EBITDA	n/a
Debt / FCF	-7.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.76% and return on invested capital (ROIC) is 6.36%.

Return on Equity (ROE)	12.76%
Return on Assets (ROA)	4.37%
Return on Invested Capital (ROIC)	6.36%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.48%
Revenue Per Employee	4.08M
Profits Per Employee	679,017
Employee Count	926
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, HKG:2003 has paid 195.64 million in taxes.

Income Tax	195.64M
Effective Tax Rate	23.73%

Stock Price Statistics

The stock price has decreased by -13.28% in the last 52 weeks. The beta is -0.02, so HKG:2003's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	-13.28%
50-Day Moving Average	2.44
200-Day Moving Average	3.22
Relative Strength Index (RSI)	42.25
Average Volume (20 Days)	220,520

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HKG:2003 had revenue of HKD 3.78 billion and earned 628.77 million in profits. Earnings per share was 1.28.

Revenue	3.78B
Gross Profit	1.68B
Operating Income	1.12B
Pretax Income	824.41M
Net Income	628.77M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.28

Balance Sheet

The company has 1.87 billion in cash and 8.20 billion in debt, with a net cash position of -6.33 billion or -13.04 per share.

Cash & Cash Equivalents	1.87B
Total Debt	8.20B
Net Cash	-6.33B
Net Cash Per Share	-13.04
Equity (Book Value)	5.21B
Book Value Per Share	10.72
Working Capital	10.89B

Cash Flow

In the last 12 months, operating cash flow was -1.10 billion and capital expenditures -46.05 million, giving a free cash flow of -1.15 billion.

Operating Cash Flow	-1.10B
Capital Expenditures	-46.05M
Free Cash Flow	-1.15B
FCF Per Share	-2.37

Margins

Gross margin is 44.54%, with operating and profit margins of 29.54% and 16.62%.

Gross Margin	44.54%
Operating Margin	29.54%
Pretax Margin	21.80%
Profit Margin	16.62%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 9.01%.

Dividend Per Share	0.20
Dividend Yield	9.01%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	7.90%
Buyback Yield	-0.01%
Shareholder Yield	8.80%
Earnings Yield	58.33%
FCF Yield	-106.72%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4