VCREDIT Holdings Limited (HKG:2003)
Hong Kong · Delayed Price · Currency is HKD 1.080
+0.010 (0.93%)
Jun 1, 2026, 3:47 PM HKT
VCREDIT Holdings Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 2,139 | 1,968 | 1,477 | 1,922 | 1,972 |
Total Interest Expense | 296.91 | 347.93 | 331.34 | 531.03 | 593.92 |
Net Interest Income | 1,842 | 1,620 | 1,146 | 1,391 | 1,378 |
Other Revenue | 114.79 | 257.38 | 141.89 | 109.52 | 479.19 |
Revenue Before Loan Losses | 3,767 | 3,827 | 3,529 | 3,065 | 3,397 |
Provision for Loan Losses | 1,849 | 1,093 | 688.35 | 623.43 | 415.62 |
| 1,918 | 2,734 | 2,840 | 2,442 | 2,981 | |
Revenue Growth (YoY) | -29.85% | -3.74% | 16.34% | -18.11% | - |
Salaries & Employee Benefits | - | - | - | 4.97 | 33.29 |
Cost of Services Provided | 2,394 | 2,023 | 2,060 | 1,679 | 1,513 |
Other Operating Expenses | -121.13 | -120.53 | -57.35 | -72.28 | -72.07 |
Total Operating Expenses | 2,273 | 1,903 | 2,003 | 1,612 | 1,474 |
Operating Income | -354.38 | 831.38 | 837.82 | 829.46 | 1,507 |
Earnings From Equity Investments | -10.02 | -6.82 | -7.85 | - | 0.69 |
Currency Exchange Gain (Loss) | -25.2 | -11.99 | -0.58 | -45.3 | 20.19 |
EBT Excluding Unusual Items | -692.24 | 615.08 | 599.1 | 706.17 | 1,519 |
Gain (Loss) on Sale of Investments | 12.73 | 14.29 | -0.83 | -14.82 | -4.91 |
Other Unusual Items | - | - | -1.28 | 3.78 | - |
Pretax Income | -679.52 | 629.38 | 596.99 | 695.12 | 1,514 |
Income Tax Expense | -119.7 | 151.21 | 143.08 | 162.65 | 334.98 |
Earnings From Continuing Ops. | -559.82 | 478.16 | 453.91 | 532.47 | 1,179 |
Minority Interest in Earnings | 0.01 | 0 | -0.01 | -0.01 | -0.02 |
Net Income | -559.81 | 478.17 | 453.91 | 532.47 | 1,179 |
Net Income to Common | -559.81 | 478.17 | 453.91 | 532.47 | 1,179 |
Net Income Growth | - | 5.34% | -14.75% | -54.85% | - |
Shares Outstanding (Basic) | 488 | 488 | 488 | 487 | 488 |
Shares Outstanding (Diluted) | 488 | 490 | 490 | 490 | 492 |
Shares Change (YoY) | -0.36% | -0.02% | -0.04% | -0.40% | 0.04% |
EPS (Basic) | -1.15 | 0.98 | 0.93 | 1.09 | 2.42 |
EPS (Diluted) | -1.15 | 0.98 | 0.93 | 1.09 | 2.40 |
EPS Growth | - | 5.32% | -14.68% | -54.58% | - |
Free Cash Flow | 2,547 | 1,424 | -1,366 | 3,014 | -1,033 |
Free Cash Flow Per Share | 5.22 | 2.91 | -2.79 | 6.15 | -2.10 |
Dividend Per Share | 0.045 | 0.188 | 0.227 | 0.177 | 0.204 |
Dividend Growth | -76.09% | -17.18% | 28.27% | -13.14% | - |
Operating Margin | -18.48% | 30.41% | 29.50% | 33.97% | 50.56% |
Profit Margin | -29.18% | 17.49% | 15.98% | 21.81% | 39.55% |
Free Cash Flow Margin | 132.78% | 52.07% | -48.08% | 123.44% | -34.64% |
Effective Tax Rate | - | 24.03% | 23.97% | 23.40% | 22.12% |