VCREDIT Holdings Limited (HKG:2003)

Hong Kong · Delayed Price · Currency is HKD

0.9100

0.00 (0.00%)

Sep 4, 2026, 3:18 PM HKT

VCREDIT Holdings Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	759.5	1,918	2,734	2,840	2,442	2,981
Revenue Growth	-60.40%	-29.85%	-3.74%	16.34%	-18.11%	-
Operating Income	-708.16	-354.38	831.38	837.82	829.46	1,507
Net Income	-762.43	-559.81	478.17	453.91	532.47	1,179
Earnings Per Share	-1.56	-1.15	0.98	0.93	1.09	2.40
EPS Growth	-	-	5.32%	-14.68%	-54.58%	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,729	1,476	1,748	1,045	1,836	2,042
Total Debt	559.52	3,107	5,362	5,655	4,560	7,037
Net Cash (Debt)	1,170	-1,631	-3,614	-4,610	-2,724	-4,995
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	2.40	-3.34	-7.38	-9.41	-5.56	-10.15

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	7,263	2,571	1,463	-1,345	3,043	-1,018
Capital Expenditures	-23.91	-23.91	-39.48	-20.75	-29.21	-14.94
Free Cash Flow	7,239	2,547	1,424	-1,366	3,014	-1,033
Free Cash Flow Growth	184.24%	78.91%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-93.24%	-18.48%	30.41%	29.50%	33.97%	50.56%
Pretax Margin	-123.73%	-35.43%	23.02%	21.02%	28.47%	50.79%
Profit Margin	-100.38%	-29.18%	17.49%	15.98%	21.81%	39.55%
FCF Margin	953.19%	132.78%	52.07%	-48.08%	123.44%	-34.64%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.250	0.045	0.188	0.227	0.177	0.204
Dividend Per Share Growth	0%	-76.09%	-17.18%	28.27%	-13.14%	-
Dividend Yield	27.47%	2.00%	10.92%	12.26%	8.43%	7.86%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	1.88	2.23	2.36	1.43
Forward PE	-	1.92	1.92	1.92	1.86	1.85
P/FCF Ratio	0.05	0.43	0.63	-	0.42	-
PS Ratio	0.50	0.57	0.33	0.36	0.52	0.57