China Zheshang Bank Co., Ltd (HKG:2016)

China Zheshang Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	108,788	110,697	110,253	101,983	92,757	86,224
Interest Paid on Deposits	63,468	65,540	62,725	54,921	50,805	49,129
Net Interest Income	45,320	45,157	47,528	47,062	41,952	37,095
Net Interest Income Growth (YoY)	-4.79%	-4.99%	0.99%	12.18%	13.09%	7.02%
Income From Trading Activities	-1,541	-	-	-	-	4,367
Gain (Loss) on Sale of Assets	18	18	11	3	-2	-
Gain (Loss) on Sale of Investments	76	-	-	1,895	830	1,552
Other Non-Interest Income	22,452	22,429	15,730	11,969	11,691	4,757
Total Non-Interest Income	21,005	22,447	15,741	13,867	12,519	10,676
Non-Interest Income Growth (YoY)	14.84%	42.60%	13.51%	10.77%	17.26%	-9.41%
Revenues Before Loan Losses	66,325	67,604	63,269	60,929	54,471	47,771
Provision for Loan Losses	27,100	28,195	26,113	27,653	24,831	20,166
Revenue	39,225	39,409	37,156	33,276	29,640	27,605
Revenue Growth (YoY)	2.43%	6.06%	11.66%	12.27%	7.37%	0.22%
Salaries and Employee Benefits	-	-	-	-	-	8,197
Occupancy Expenses	-	-	-	-	-	1,560
Selling, General & Administrative	20,462	20,462	19,088	16,774	13,784	2,573
Other Non-Interest Expense	762	1,348	980	811	924	878
Total Non-Interest Expense	21,224	21,810	20,068	17,585	14,659	13,242
EBT Excluding Unusual Items	18,001	17,599	17,088	15,691	14,981	14,363
Other Unusual Items	-20	-20	404	140	-	-
Pretax Income	17,981	17,579	17,492	15,831	14,981	14,363
Income Tax Expense	2,203	1,886	1,999	1,842	2,065	1,804
Earnings From Continuing Operations	15,778	15,693	15,493	13,989	12,916	12,559
Minority Interest in Earnings	-556	-507	-445	-371	-268	-250
Net Income	15,222	15,186	15,048	13,618	12,648	12,309
Preferred Dividends & Other Adjustments	963	963	963	1,801	858	932
Net Income to Common	14,259	14,223	14,085	11,817	11,790	11,377
Net Income Growth	-0.74%	0.92%	10.50%	7.67%	2.75%	-4.76%
Basic Shares Outstanding	27,505	27,464	24,857	22,455	21,269	21,269
Diluted Shares Outstanding	27,505	27,464	24,857	22,455	21,269	21,269
Shares Change (YoY)	5.99%	10.49%	10.70%	5.58%	-	12.35%
EPS (Basic)	0.52	0.52	0.57	0.53	0.55	0.53
EPS (Diluted)	0.52	0.52	0.57	0.53	0.55	0.53
EPS Growth	-6.40%	-8.61%	7.67%	-4.32%	3.77%	-16.69%
Dividend Per Share	0.156	0.156	0.164	0.210	-	0.161
Dividend Growth	-4.88%	-4.88%	-21.91%	-	-	-32.92%
Effective Tax Rate	12.25%	10.73%	11.43%	11.63%	13.78%	12.56%

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.