China Zheshang Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	12,931	15,186	15,048	13,618	12,648
Depreciation & Amortization	2,400	2,163	1,834	1,602	1,627
Other Amortization	685	309	278	260	52
Gain (Loss) on Sale of Assets	40	-18	-11	-3	2
Gain (Loss) on Sale of Investments	-	-	11,054	14,861	12,746
Total Asset Writedown	1,386	-3,516	269	251	-2,176
Provision for Credit Losses	24,249	28,195	14,818	17,910	12,578
Change in Trading Asset Securities	-40,674	20,321	-	-	-
Change in Other Net Operating Assets	-90,586	-217,813	170,115	142,351	-60,081
Other Operating Activities	-19,328	-21,716	-19,038	-23,085	-14,479
Operating Cash Flow	-108,897	-176,889	194,367	167,765	-37,083
Operating Cash Flow Growth	-	-	15.86%	-	-
Capital Expenditures	-9,138	-10,703	-9,880	-5,391	-2,553
Sale of Property, Plant and Equipment	664	1,326	966	185	10
Investment in Securities	35,855	-68,302	-220,705	-149,476	-94,124
Other Investing Activities	32,043	33,240	28,160	24,481	18,945
Investing Cash Flow	59,424	-44,439	-201,459	-130,201	-77,722
Long-Term Debt Issued	489,328	630,284	535,292	373,048	496,321
Long-Term Debt Repaid	-518,780	-486,346	-463,297	-370,480	-413,502
Net Debt Issued (Repaid)	-29,452	143,938	71,995	2,568	82,819
Issuance of Common Stock	-	-	12,476	-	25,000
Repurchase of Common Stock	-	-	-	-14,687	-
Common Dividends Paid	-5,278	-5,469	-13,922	-	-
Total Dividends Paid	-5,278	-5,469	-13,922	-2,000	-13,359
Net Increase (Decrease) in Deposit Accounts	96,154	56,411	-	-	-
Other Financing Activities	-11,479	-10,715	-1,109	-8,065	-222
Financing Cash Flow	49,945	184,165	69,440	-22,184	94,238
Foreign Exchange Rate Adjustments	-644	337	365	1,543	-729
Net Cash Flow	-172	-36,826	62,713	16,923	-21,296
Free Cash Flow	-118,035	-187,592	184,487	162,374	-39,636
Free Cash Flow Growth	-	-	13.62%	-	-
Free Cash Flow Margin	-309.17%	-474.83%	496.52%	487.96%	-133.72%
Free Cash Flow Per Share	-4.30	-6.83	7.42	7.23	-1.86
Cash Interest Paid	11,479	10,715	47,739	50,581	41,652
Cash Income Tax Paid	2,441	3,733	9,363	11,225	10,530

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.