China Zheshang Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	182,277	42,870	66,724	96,008	91,953	69,590
Investment Securities	1,061,336	958,479	910,752	858,059	593,347	504,996
Trading Asset Securities	280,031	257,346	270,565	255,094	203,199	193,461
Total Investments	1,341,367	1,215,825	1,181,317	1,113,153	796,546	698,457
Gross Loans	1,971,767	1,981,429	1,912,583	1,766,438	1,568,053	1,383,551
Allowance for Loan Losses	-	-41,712	-46,560	-44,862	-40,245	-36,727
Other Adjustments to Gross Loans	-	-1,584	-1,223	-655	-270	-273
Net Loans	1,971,767	1,938,133	1,864,800	1,720,921	1,527,538	1,346,551
Property, Plant & Equipment	41,738	40,813	35,953	28,016	21,732	17,608
Other Intangible Assets	1,017	1,021	811	2,299	2,295	2,213
Accrued Interest Receivable	-	14,879	13,207	12,407	8,481	6,089
Other Receivables	-	538	709	662	678	740
Restricted Cash	-	111,989	113,518	129,287	130,080	112,958
Other Current Assets	72,323	84,900	21,035	12,380	15,498	6,677
Long-Term Deferred Tax Assets	20,958	21,667	20,482	21,184	20,901	18,077
Other Real Estate Owned & Foreclosed	-	745	604	1,105	808	900
Other Long-Term Assets	80,897	7,712	6,379	5,443	4,652	6,129
Total Assets	3,712,344	3,481,092	3,325,539	3,143,879	2,621,930	2,286,723
Accounts Payable	-	355	1,869	-	-	-
Accrued Expenses	3,984	7,469	7,227	7,016	5,979	7,516
Interest Bearing Deposits	2,557,604	2,349,297	2,253,143	2,196,732	1,899,927	1,633,756
Total Deposits	2,557,604	2,349,297	2,253,143	2,196,732	1,899,927	1,633,756
Short-Term Borrowings	60,765	73,978	74,741	83,140	20,528	13,162
Current Portion of Long-Term Debt	42,733	157,206	119,221	134,969	123,351	55,990
Current Portion of Leases	-	771	837	766	772	607
Current Income Taxes Payable	4,034	439	187	1,878	3,834	3,293
Accrued Interest Payable	-	38,543	36,086	30,581	23,330	18,925
Other Current Liabilities	133,058	56,862	22,339	15,006	2,087	17,769
Long-Term Debt	679,400	575,412	592,605	468,565	361,007	354,929
Long-Term Leases	2,604	1,920	2,294	2,491	2,546	2,319
Long-Term Unearned Revenue	-	870	728	665	748	654
Other Long-Term Liabilities	14,952	10,635	11,519	12,493	11,891	10,920
Total Liabilities	3,499,134	3,273,757	3,122,796	2,954,302	2,456,000	2,119,840
Preferred Stock, Convertible	-	-	-	-	-	14,958
Total Preferred Equity	-	-	-	-	-	14,958
Common Stock	27,464	27,464	27,464	27,464	21,269	21,269
Additional Paid-In Capital	-	38,570	38,570	38,570	32,289	32,018
Retained Earnings	115,203	109,211	101,527	91,808	82,189	70,372
Comprehensive Income & Other	65,900	27,623	31,342	28,403	27,186	25,552
Total Common Equity	208,567	202,868	198,903	186,245	162,933	149,211
Minority Interest	4,643	4,467	3,840	3,332	2,997	2,714
Shareholders' Equity	213,210	207,335	202,743	189,577	165,930	166,883
Total Liabilities & Equity	3,712,344	3,481,092	3,325,539	3,143,879	2,621,930	2,286,723
Total Debt	785,502	809,287	789,698	689,931	508,204	427,007
Net Cash (Debt)	-122,386	-351,028	-297,925	-206,608	-146,546	-129,895
Net Cash Per Share	-4.45	-12.78	-10.85	-8.31	-6.53	-6.11
Filing Date Shares Outstanding	27,465	27,465	27,465	27,465	21,269	21,269
Total Common Shares Outstanding	27,465	27,465	27,465	27,465	21,269	21,269
Book Value Per Share	6.68	6.48	6.33	5.87	6.49	5.84
Tangible Book Value	207,550	201,847	198,092	183,946	160,638	146,998
Tangible Book Value Per Share	6.65	6.44	6.30	5.79	6.38	5.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.