PICC Property and Casualty Company Limited (HKG:2328)
Hong Kong · Delayed Price · Currency is HKD 15.05
+0.01 (0.07%)
Jul 24, 2026, 4:08 PM HKT
HKG:2328 Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 545,052 | 545,052 | 514,497 | 474,115 | 441,463 | 418,171 |
Revenue Growth | 2.52% | 5.94% | 8.52% | 7.40% | 5.57% | 1.52% |
Operating Income Operating Income Growth | 50,712 | 50,712 | 41,891 | 33,779 | 37,686 | 22,695 |
Net Income Net Income Growth | 40,370 | 40,370 | 32,173 | 24,585 | 29,163 | 22,360 |
Earnings Per Share EPS Growth | 1.81 | 1.81 | 1.45 | 1.10 | 1.31 | 1.00 |
EPS Growth | 5.89% | 25.52% | 30.86% | -15.71% | 30.45% | 7.14% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate & Other Corporate & Other Growth | 34,198 | 34,198 | 30,790 | 19,746 | 1,174 | - |
Insurance - Accidental Injury and Health Insurance - Accidental Injury and Health Growth | 61,780 | 61,780 | 48,915 | 43,746 | 35,343 | 76,526 |
Insurance - Commercial Property Insurance - Commercial Property Growth | 17,441 | 17,441 | 16,946 | 16,099 | 15,291 | 8,158 |
Insurance - Agriculture Insurance - Agriculture Growth | 54,561 | 54,561 | 55,302 | 52,788 | 47,800 | 30,274 |
Insurance - Others Insurance - Others Growth | 32,842 | 32,842 | 30,571 | 26,589 | 24,900 | 7,537 |
Insurance - Liability Insurance - Liability Growth | 38,587 | 38,587 | 37,148 | 32,740 | 31,891 | 22,436 |
Insurance - Motor Vehicle Insurance - Motor Vehicle Growth | 305,321 | 305,321 | 294,674 | 282,105 | 267,956 | 243,833 |
Total Total Growth | 544,730 | 544,730 | 514,346 | 473,813 | 424,355 | 396,997 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 9,078 | 9,078 | 8,557 | 12,280 | 10,853 | 13,309 |
Total Debt Total Debt Growth | 78,981 | 78,981 | 61,376 | 49,718 | 51,271 | 47,829 |
Net Cash (Debt) Net Cash Growth | -69,903 | -69,903 | -52,819 | -37,438 | -40,418 | -34,520 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -3.14 | -3.14 | -2.37 | -1.68 | -1.82 | -1.55 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 43,048 | 43,048 | 36,464 | 20,542 | 42,710 | 16,336 |
Capital Expenditures CapEx Growth | -3,442 | -3,442 | -3,182 | -2,734 | -5,563 | -2,417 |
Free Cash Flow Free Cash Flow Growth | 39,606 | 39,606 | 33,282 | 17,808 | 37,147 | 13,919 |
Free Cash Flow Growth | 1.43% | 19.00% | 86.89% | -52.06% | 166.88% | 359.22% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 9.30% | 9.30% | 8.14% | 7.12% | 8.54% | 5.43% |
Pretax Margin | 8.75% | 8.75% | 7.39% | 5.91% | 7.71% | 6.22% |
Profit Margin | 7.41% | 7.41% | 6.25% | 5.18% | 6.61% | 5.35% |
FCF Margin | 7.27% | 7.27% | 6.47% | 3.76% | 8.42% | 3.33% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.788 | 0.680 | 0.540 | 0.489 | 0.478 | 0.407 |
Dividend Per Share Growth | 30.22% | 25.93% | 10.43% | 2.30% | 17.45% | 8.53% |
Dividend Yield | 5.23% | 4.79% | 5.05% | 6.74% | 8.97% | 10.24% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.45 | 8.10 | 7.97 | 7.62 | 5.00 | 5.16 |
Forward PE | 7.08 | 7.75 | 7.96 | 6.16 | 4.81 | 4.57 |
P/FCF Ratio | 7.60 | 8.26 | 7.70 | 10.52 | 3.93 | 8.29 |
PS Ratio | 0.55 | 0.60 | 0.50 | 0.40 | 0.33 | 0.28 |