HKG:2483 Income Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	281.6	248.73	233.94	270.1	304.26
Total Interest Expense	32.25	25.66	23.77	36.47	36.83
Net Interest Income	249.34	223.08	210.18	233.63	267.43
Revenue Before Loan Losses	249.34	223.08	210.18	233.63	267.43
Provision for Loan Losses	77.36	55.76	37.67	41.92	69.72
Revenue	171.98	167.32	172.51	191.71	197.71
Revenue Growth (YoY)	2.79%	-3.01%	-10.02%	-3.03%	-
Cost of Services Provided	104.83	105.62	100.51	103.5	97.59
Other Operating Expenses	-1.52	-4.4	-8.35	-3.94	-1.15
Total Operating Expenses	103.31	101.22	92.16	99.57	96.44
Operating Income	68.68	66.1	80.34	92.15	101.27
Currency Exchange Gain (Loss)	5.21	-	-	-	-
EBT Excluding Unusual Items	73.88	66.1	80.34	92.15	101.27
Other Unusual Items	-	0.64	1.77	-	4.52
Pretax Income	74.03	66.74	81.92	92.3	105.53
Income Tax Expense	10.27	15.17	14.05	15.22	14.5
Net Income	63.75	51.57	67.87	77.08	91.03
Net Income to Common	63.75	51.57	67.87	77.08	91.03
Net Income Growth	23.64%	-24.02%	-11.96%	-15.32%	-
Shares Outstanding (Basic)	500	384	375	375	375
Shares Outstanding (Diluted)	500	384	375	375	375
Shares Change (YoY)	30.13%	2.47%	-	-	-
EPS (Basic)	0.13	0.13	0.18	0.21	0.24
EPS (Diluted)	0.13	0.13	0.18	0.21	0.24
EPS Growth	-4.99%	-25.85%	-11.96%	-15.32%	-
Free Cash Flow	-212.24	5.65	167.78	206.03	162.71
Free Cash Flow Per Share	-0.42	0.01	0.45	0.55	0.43
Dividend Per Share	0.064	0.020	-	-	-
Dividend Growth	220.32%	-	-	-	-
Operating Margin	39.93%	39.50%	46.57%	48.07%	51.22%
Profit Margin	37.07%	30.82%	39.34%	40.21%	46.04%
Free Cash Flow Margin	-123.41%	3.38%	97.26%	107.47%	82.30%
Effective Tax Rate	13.88%	22.74%	17.15%	16.49%	13.74%

Updated Mar 19, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.