K Cash Corporation Income Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	345.12	281.6	248.73	233.94	270.1
Total Interest Expense	40.6	32.25	25.66	23.77	36.47
Net Interest Income	304.52	249.34	223.08	210.18	233.63
Revenue Before Loan Losses	304.52	249.34	223.08	210.18	233.63
Provision for Loan Losses	82.97	77.36	55.76	37.67	41.92
Revenue	221.56	171.98	167.32	172.51	191.71
Revenue Growth (YoY)	28.83%	2.79%	-3.01%	-10.02%	-3.03%
Cost of Services Provided	119.79	104.83	105.62	100.51	103.5
Other Operating Expenses	-10.44	-1.63	-4.4	-8.35	-3.94
Total Operating Expenses	109.36	103.2	101.22	92.16	99.57
Operating Income	112.2	68.79	66.1	80.34	92.15
Currency Exchange Gain (Loss)	-6.13	5.21	-	-	-
EBT Excluding Unusual Items	106.07	73.99	66.1	80.34	92.15
Other Unusual Items	0.03	-	0.64	1.77	-
Pretax Income	104.8	74.03	66.74	81.92	92.3
Income Tax Expense	17.42	10.27	15.17	14.05	15.22
Net Income	87.38	63.75	51.57	67.87	77.08
Net Income to Common	87.38	63.75	51.57	67.87	77.08
Net Income Growth	37.06%	23.64%	-24.02%	-11.96%	-15.32%
Shares Outstanding (Basic)	500	500	384	375	375
Shares Outstanding (Diluted)	500	500	384	375	375
Shares Change (YoY)	-	30.13%	2.47%	-	-
EPS (Basic)	0.17	0.13	0.13	0.18	0.21
EPS (Diluted)	0.17	0.13	0.13	0.18	0.21
EPS Growth	37.06%	-4.99%	-25.85%	-11.96%	-15.32%
Free Cash Flow	-65.66	-212.24	5.65	167.78	206.03
Free Cash Flow Per Share	-0.13	-0.42	0.01	0.45	0.55
Dividend Per Share	0.122	0.064	0.020	-	-
Dividend Growth	90.63%	220.32%	-	-	-
Operating Margin	50.64%	40.00%	39.50%	46.57%	48.07%
Profit Margin	39.44%	37.07%	30.82%	39.34%	40.21%
Free Cash Flow Margin	-29.64%	-123.41%	3.38%	97.26%	107.47%
Effective Tax Rate	16.62%	13.88%	22.74%	17.15%	16.49%