HKG:2596 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,028	3,691	3,563	3,202	2,546
Interest Paid on Deposits	2,080	2,114	1,778	1,449	1,164
Net Interest Income	1,948	1,578	1,786	1,752	1,382
Net Interest Income Growth (YoY)	23.46%	-11.64%	1.90%	26.77%	98.51%
Income From Trading Activities	52.37	200.97	291.82	-34.95	171.24
Gain (Loss) on Sale of Assets	0.7	0.98	12.57	0.2	-0.71
Gain (Loss) on Sale of Investments	220.04	315.14	10.64	86.54	11.01
Other Non-Interest Income	52.99	85.63	69.22	62.94	57.08
Total Non-Interest Income	326.1	602.71	384.25	114.74	238.62
Non-Interest Income Growth (YoY)	-45.89%	56.85%	234.89%	-51.91%	-59.51%
Revenues Before Loan Losses	2,274	2,180	2,170	1,867	1,621
Provision for Loan Losses	888.8	888.74	928.58	728.31	644.66
Revenue	1,385	1,292	1,241	1,139	976.18
Revenue Growth (YoY)	7.23%	4.07%	9.00%	16.65%	28.00%
Salaries and Employee Benefits	404.67	404.14	396.29	358.88	334.19
Occupancy Expenses	55.03	57.77	70.33	76.69	77.24
Selling, General & Administrative	241.81	236.14	208.54	198.94	176.41
Other Non-Interest Expense	28.28	26.25	21.79	20.84	18.91
Total Non-Interest Expense	731.77	725.17	698.61	655.38	607.22
EBT Excluding Unusual Items	653.25	566.49	542.57	483.33	368.96
Asset Writedown	-	-	-	-5.8	-
Pretax Income	653.25	566.49	542.57	477.53	368.96
Income Tax Expense	93.7	88.68	65.15	45	40.68
Earnings From Continuing Operations	559.55	477.81	477.42	432.53	328.28
Minority Interest in Earnings	0.79	35.62	-8.94	5.18	24.24
Net Income	560.34	513.43	468.47	437.71	352.51
Net Income to Common	560.34	513.43	468.47	437.71	352.51
Net Income Growth	9.14%	9.60%	7.03%	24.17%	119.38%
Basic Shares Outstanding	4,588	3,900	3,900	3,900	2,823
Diluted Shares Outstanding	4,588	3,900	3,900	3,900	2,823
Shares Change (YoY)	17.65%	-	-	38.17%	-0.05%
EPS (Basic)	0.12	0.13	0.12	0.11	0.12
EPS (Diluted)	0.12	0.13	0.12	0.11	0.12
EPS Growth	-7.24%	9.60%	7.03%	-10.13%	119.49%
Dividend Per Share	0.036	0.050	-	-	-
Dividend Growth	-28.80%	-	-	-	-
Effective Tax Rate	14.34%	15.65%	12.01%	9.42%	11.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.