HKG:2596 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	3,820	3,691	3,563	3,202	2,546	1,555
Interest Paid on Deposits	2,135	2,114	1,778	1,449	1,164	859.21
Net Interest Income	1,685	1,578	1,786	1,752	1,382	696.29
Net Interest Income Growth (YoY)	-3.76%	-11.64%	1.90%	26.77%	98.51%	33.92%
Income From Trading Activities	137.56	200.97	291.82	-34.95	171.24	-
Gain (Loss) on Sale of Assets	0.06	0.98	12.57	0.2	-0.71	0.03
Gain (Loss) on Sale of Investments	375.05	315.14	10.64	86.54	11.01	547.59
Other Non-Interest Income	72.95	85.63	69.22	62.94	57.08	41.64
Total Non-Interest Income	585.63	602.71	384.25	114.74	238.62	589.26
Non-Interest Income Growth (YoY)	39.06%	56.85%	234.89%	-51.91%	-59.51%	-8.63%
Revenues Before Loan Losses	2,270	2,180	2,170	1,867	1,621	1,286
Provision for Loan Losses	968.65	888.74	928.58	728.31	644.66	522.9
Revenue	1,302	1,292	1,241	1,139	976.18	762.65
Revenue Growth (YoY)	-1.19%	4.07%	9.00%	16.65%	28.00%	0.90%
Salaries and Employee Benefits	409.21	404.14	396.29	358.88	334.19	-
Occupancy Expenses	52.88	57.77	70.33	76.69	77.24	-
Selling, General & Administrative	237.38	236.14	208.54	198.94	176.41	528.36
Other Non-Interest Expense	27.33	26.25	21.79	20.84	18.91	15.24
Total Non-Interest Expense	727.19	725.17	698.61	655.38	607.22	542.41
EBT Excluding Unusual Items	574.55	566.49	542.57	483.33	368.96	220.24
Asset Writedown	-	-	-	-5.8	-	-
Pretax Income	574.55	566.49	542.57	477.53	368.96	220.24
Income Tax Expense	67.79	88.68	65.15	45	40.68	52.26
Earnings From Continuing Operations	506.76	477.81	477.42	432.53	328.28	167.97
Minority Interest in Earnings	6.92	35.62	-8.94	5.18	24.24	-7.28
Net Income	513.68	513.43	468.47	437.71	352.51	160.69
Net Income to Common	513.68	513.43	468.47	437.71	352.51	160.69
Net Income Growth	0.35%	9.60%	7.03%	24.17%	119.38%	14.98%
Basic Shares Outstanding	3,900	3,900	3,900	3,900	2,823	2,824
Diluted Shares Outstanding	4,187	3,900	3,900	3,900	2,823	2,824
Shares Change (YoY)	7.36%	-	-	38.17%	-0.05%	113.79%
EPS (Basic)	0.13	0.13	0.12	0.11	0.12	0.06
EPS (Diluted)	0.12	0.13	0.12	0.11	0.12	0.06
EPS Growth	-5.32%	9.60%	7.03%	-10.13%	119.49%	-46.22%
Dividend Per Share	0.050	0.050	-	-	-	-
Effective Tax Rate	11.80%	15.65%	12.01%	9.42%	11.03%	23.73%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.