Yibin City Commercial Bank Co., Ltd (HKG:2596)

Hong Kong · Delayed Price · Currency is HKD

2.640

+0.005 (0.19%)

Sep 4, 2026, 3:37 PM HKT

HKG:2596 Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,456	1,385	1,292	1,241	1,139	976.18
Revenue Growth	5.10%	7.23%	4.07%	9.00%	16.65%	28.00%
Net Income	591.01	560.34	513.43	468.47	437.71	352.51
Earnings Per Share	0.12	0.12	0.13	0.12	0.11	0.12
EPS Growth	-1.89%	-7.24%	9.60%	7.03%	-10.13%	119.49%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Corporate Banking	897.95	916.41	850.2	811.2	1,059	718.93
Retail Banking	373.97	335.76	361.11	366.59	293.44	241.11
Financial Markets	183.97	115.06	79.95	62.57	-213.85	15.38
Unallocated	-0.2	17.8	0.4	0.83	0.5	0.76
Total	1,456	1,385	1,292	1,241	1,139	976.18

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	23,796	24,316	22,218	21,756	20,034	18,587
Total Debt	18,848	18,863	13,652	11,754	11,504	11,434
Net Cash (Debt)	4,948	5,453	8,566	10,002	8,530	7,153
Net Cash Growth	-9.26%	-36.34%	-14.35%	17.26%	19.25%	61.42%
Net Cash Per Share	1.00	1.19	2.20	2.56	2.19	2.53

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-6,008	-9,936	-7,572	-6,054	-9,148	-6,679
Capital Expenditures	-350.02	-337.17	-44.82	-68.74	-39.3	-60.85
Free Cash Flow	-6,358	-10,273	-7,617	-6,122	-9,187	-6,740
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	40.60%	40.46%	39.75%	37.74%	38.44%	36.11%
FCF Margin	-436.75%	-741.74%	-589.68%	-493.27%	-806.78%	-690.48%

Dividends

Fiscal Year	Current	FY 2025	FY 2024
Period Ending	Sep '26 Sep 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Dividend Per Share	0.041	0.036	0.050
Dividend Per Share Growth	0%	-28.80%	-
Dividend Yield	1.57%	1.53%	-

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	19.09	19.35	-	-	-	-
PS Ratio	7.21	7.83	-	-	-	-